727 Esther Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 727 Esther Dr, Arnold, MO 63010 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,120 sqft · built 1977
Lot Size	0.349 acres (15,209 sqft)
Owner	2 Individual Names on File
Last Sale	$134,000 (Jan 2012)
Tax Bill	$1,371 (2024)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015.021.03004050`

Property Details

APN / Parcel Number

Primary APN	`015.021.03004050`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	1,816 sqft
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	15,209 sqft (0.349 acres)
Lot Dimensions	174 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	696 sqft
Porch	Open Frame Porch
Porch Area	90 sqft
Patio Area	410 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	727 ESTHER DR
City	ARNOLD
State	MO
Zip	63010-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BURRELLS TENBROOK MEADOWS LOT 15
Legal Range	6E
Legal Township	43N
Legal Section	21
Legal Subdivision	BURRELLS TENBROOK MEADOWS
Legal Block	2
Legal Lot Number	15
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	2
Census Block	2000
Census Tract	700111

Owner

Source: Jefferson County records · APN 015.021.03004050

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	727 ESTHER DR, ARNOLD, MO 63010-2322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 25, 2012 · Amount on Record
Deed Sale	Jan 25, 2012 · Amount on Record
Deed Document Number	20122722
Prior Transfer Date	Jan 18, 2012
Prior Transfer Doc	2012R002722
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	727 ESTHER DR, ARNOLD, MO 63010-2322
Document Number	0000036758
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	727 ESTHER DR ARNOLD MO 630102322, ARNOLD, MO 63010-2322

Mortgage

Document Number	0000036758
Date	Oct 01, 2020
Instrument	36758

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 30, 2035

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,100 (+7.65%) Land $2,700 Building $18,400	$111,100 (-) Land $14,400 Building $96,700
2024	$1,371.00 (+0.66%)		$111,100 (+7.34%) Land $14,400 Building $96,700
2023	$1,362.00	$19,600 Land $2,700 Building $16,900	$103,500 Land $14,400 Building $89,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290997001112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force 8 of 10 on primary residences
Nearby Flood Claims	30 (1978–2019)
Claims Outside the SFHA	4 of 30
Most Recent Claim	Jun 2019, rainfall accumulation, Severe Storms, Tornadoes, And Flooding
Flood Events	Severe Storms, Tornadoes, Straight-line Winds, And Flooding (Jan 2016), 3 claims Severe Storms & Flooding (Sep 1993), 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.