727 E Melissa Dr, Midland, MI 48642 Property Records

Midland County property record for 727 E Melissa Dr, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,232 sqft · built 1997
Lot Size	1.65 acres (71,874 sqft)
Owner	Individual Name on Record
Last Sale	$84,000 (Aug 1997)
Tax Bill	$2,506 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`110-034-200-228-00`

Property Details

APN / Parcel Number

Primary APN	`110-034-200-228-00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Lot Area	71,874 sqft (1.65 acres)
Lot Dimensions	289 ft deep x 249 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	727 E MELISSA DR
City	MIDLAND
State	MI
Zip	48642-9487
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 34 T15N R1E COM 775.65 FT S OF NE COR OF NE 1/4 OF NW 1/4, TH S 15 FT, W 165 FT, S 234 FT, W 278.15 FT, N 249 FT, E
Legal Range	01E
Legal Township	15N
Legal Section	34
Jurisdiction	MIDLAND MI
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2048
Census Tract	291103

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	727 E MELISSA DR, MIDLAND, MI 48642-9487
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Deed of Trust, Mortgage · FHA Mortgage GOLDWATER BANK NA
Apr 12, 2022	Deed of Trust, Mortgage · FHA Mortgage GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 1997 · Amount on Record
Deed Sale	Aug 6, 1997 · Amount on Record
Deed Book / Page	843 / 119
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	727 E MELISSA DR, MIDLAND, MI 48642-9487
Transaction Type	Mortgage
Record Updated	Jul 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 E MELISSA DR, MIDLAND, MI 48642-9487

Mortgage

Document Number	01665/1328
Date	Jun 27, 2023
Book Page	1665/1328

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	727 E MELISSA DR, MIDLAND, MI 48642-9487
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 E MELISSA DR, MIDLAND, MI 48642-9487

Mortgage

Document Number	01655/1393
Date	Apr 12, 2022
Book Page	1655/1393

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Lincoln Township
Unified School District	Meridian Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,400	$222,800
2025	$2,506.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDLAND CO., WATER DIST. NO. 1 OF serves 11,000 people · EPA ID MI0004375
Water Source	Purchased surface water from CITY OF MIDLAND
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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