727 E Main St, Forest City, NC 28043 Property Records

Rutherford County property record for 727 E Main St, Forest City, NC 28043

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,181 sqft · built 1950
Lot Size	2.81 acres (122,404 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Jul 2022)
Tax Bill	$4,914 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0431413`

Property Details

APN / Parcel Number

Primary APN	`0431413`
Alternative APNs	`431413` `11041`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,181 sqft Heated Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	122,404 sqft (2.81 acres)
Garage Area	1,020 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	727 E MAIN ST
City	FOREST CITY
State	NC
Zip	28043-3235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OI
Legal Description	GPIN:1558051877100000; RES. E. MAIN ST.
Jurisdiction	RUTHERFORD NC
Township / Civil Division	COOL SPRING
Census Block Group	2
Census Block	2040
Census Tract	960700

Owner

Source: Rutherford County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	727 E MAIN ST, FOREST CITY, NC 28043-3235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Deed of Trust, Mortgage · VA Mortgage SUCCESS MORTGAGE PARTNERS INC
Jul 20, 2022	Warranty Deed, Transfer · VA Mortgage HOMESTAR FINANCIAL CORP
Aug 28, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Aug 7, 2017	Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2022 · Amount on Record
Deed Sale	Jul 20, 2022 · Amount on Record
Prior Sale	Aug 28, 2020 · Amount on Record
Deed Book / Page	2063 / 255
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	727 E MAIN ST, FOREST CITY, NC 28043-3235
Transaction Type	Mortgage
Record Updated	Apr 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020792471
Date	Mar 1, 2024
Book Page	2079/2471

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jul 20, 2022
Property Address	727 E MAIN ST, FOREST CITY, NC 28043-3235
Document Number	0020630255
Book / Page	2063 / 255
Instrument Date	Jul 20, 2022
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 W AVONDALE DR, GREENSBORO, NC 27403-1049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 E MAIN ST, FOREST CITY, NC 28043-3235

Mortgage

Document Number	0002063258
Date	Jul 20, 2022
Instrument	2063/258

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Aug 28, 2020
Property Address	727 E MAIN ST, FOREST CITY, NC 28043-3235
Document Number	0020361733
Book / Page	2036 / 1733
Instrument Date	Aug 27, 2020
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	276 POPLAR ST, 276, FOREST CITY, NC 28043-4229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 E MAIN ST, FOREST CITY, NC 28043-3235

Mortgage

Document Number	0020361736
Date	Aug 28, 2020
Instrument	2036/1736

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2030

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Aug 7, 2017
Property Address	727 E MAIN ST, FOREST CITY, NC 28043-3235
Document Number	0011550788
Book / Page	001155 / 000788
Instrument Date	Aug 7, 2017
Instrument	1151
Transaction Type	Transfer
Record Updated	Sep 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	727 E MAIN ST FOREST CITY NC 280433235, FOREST CITY, NC 28043-3235

Mortgage

Document Number	12540835
Date	Aug 7, 2017
Book Page	001254/000835
Instrument	1152

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 6, 2032

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Forest City Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,914.00 (+130.7%)	$511,400 (-) Land $24,100 Building $487,300	$511,400 (-) Land $24,100 Building $487,300
2023		$511,400 Land $24,100 Building $487,300	$511,400 Land $24,100 Building $487,300
2022	$2,130.00
2021	$2,130.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FOREST CITY serves 21,521 people · EPA ID NC0181010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Pangaea Internet Fiber	500 / 500

May also be available: AT&T, Verizon.

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