727 Cleveland St, Beloit, WI 53511 Property Records

Rock County property record for 727 Cleveland St, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 768 sqft · built 1930
Lot Size	0.145 acres (6,316 sqft)
Owner	Individual Name on File
Tax Bill	$1,803 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206 13420330`

Property Details

APN / Parcel Number

Primary APN	`206 13420330`
Alternative APN	`13420330`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	768 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,316 sqft (0.145 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	206 13420330
Street Address	727 CLEVELAND ST
City	BELOIT
State	WI
Zip	53511-4926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 7 B 2 FOSTERS SECOND ADD
Legal Subdivision	FOSTERS SECOND ADD
Legal Lot Number	7
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2011
Census Tract	2000

Owner

727 Cleveland St is owned by an individual who acquired it in September 2009.

Source: Rock County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	14861 GRIDLEY LN, SOUTH BELOIT, IL 61080-2313
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO
Jun 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO
Jul 3, 2007	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN CU
Mar 14, 2014	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 16, 2009
Transfer Doc	0001999267
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	727 CLEVELAND ST, BELOIT, WI 53511-4926
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002225996
Date	Aug 29, 2022
Instrument	2225996

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 25, 2032

Interest

Rate Type	Fixed Rate

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	727 CLEVELAND ST, BELOIT, WI 53511-4926
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002286173
Date	Jun 3, 2025
Instrument	2286173

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 23, 2040

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	727 CLEVELAND ST, BELOIT, WI 53511-4926
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001797263
Date	Jul 3, 2007
Instrument	1797263

Lender

Name	FIRST AMERICAN CU
Address	BELOIT, WI 53511

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	58 Months
Due	May 22, 2012

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2014: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCK WI
Recording Date	Mar 14, 2014
Property Address	727 CLEVELAND ST, BELOIT, WI 53511-4926
Document Number	0001999267
Instrument Date	Sep 16, 2009
Instrument	1999267
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 727 Cleveland St was $1,803.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,803.00	$110,700 Land $11,900 Building $98,800	$121,600
2023	$1,353.00	$86,500 Land $11,900 Building $74,600	$98,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 727 Cleveland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 727 Cleveland St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: LiteWire.

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