727 Carolina Rd, Billings, MO 65610 Property Records

Stone County property record for 727 Carolina Rd, Billings, MO 65610

Property Summary

Property Type	Single Family Home
Details	2,584 sqft · built 2004
Lot Size	30.9 acres (1,347,311 sqft)
Owner	Individual Name on File
Tax Bill	$4,063 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Apr 2020 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`03-1.0-11-000-000-005.001`

Property Details

APN / Parcel Number

Primary APN	`03-1.0-11-000-000-005.001`

Interior

Stories	1 Story
Building Area	2,584 sqft Living Area
1st Floor Area	2,565 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,347,311 sqft (30.9 acres)
Garage Area	2,100 sqft
Parking Spaces	7 Parking Spaces
Pool Area	1,081 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	727 CAROLINA RD
City	BILLINGS
State	MO
Zip	65610-9451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	SW 1/4 NE ; EXCEPT BEG @ NW CORNER OF THE SW 1/4 OF THE NE 1/4, SE 1350.59, SW 322.83, NW 1350.06, NE 322.83, TO POB
Legal Range	24
Legal Township	26
Legal Section	11
Jurisdiction	STONE MO
Township / Civil Division	GRANT
Census Block Group	2
Census Block	2016
Census Tract	90102

Owner

Source: Stone County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	727 CAROLINA RD, BILLINGS, MO 65610-9451
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Line of Credit HAWTHORN BANK
Apr 21, 2020	Deed of Trust, Mortgage · Line of Credit HAWTHORN BANK
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage HAWTHORN BANK
Aug 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Sep 23, 2019	Deed of Trust, Mortgage · Commercial Mortgage SIMMONS BANK
Sep 24, 2021	Deed of Trust, Mortgage · Line of Credit HAWTHORN BANK
Feb 23, 2018	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2023
Deed Sale	Nov 3, 2023
Prior Sale	Sep 22, 2021 · Amount on File
Deed Document Number	202312408
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	727 CAROLINA RD, BILLINGS, MO 65610-9451
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 CAROLINA RD, BILLINGS, MO 65610-9451

Mortgage

Document Number	202200002706
Date	Feb 10, 2022
Instrument	202200002706

Lender

Name	HAWTHORN BANK
Type	Bank
Address	SPRINGFIELD, MO 65807

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	727 CAROLINA RD, BILLINGS, MO 65610-9451
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000004615
Date	Apr 21, 2020
Instrument	202000004615

Lender

Name	HAWTHORN BANK
Type	Bank
Address	JEFFERSON CITY, MO 65109

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	727 CAROLINA RD, BILLINGS, MO 65610-9451
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000014450
Date	Nov 13, 2020
Instrument	202000014450

Lender

Name	HAWTHORN BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	727 CAROLINA RD, BILLINGS, MO 65610-9451
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900011737
Date	Aug 15, 2019
Instrument	201900011737

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	727 CAROLINA RD, BILLINGS, MO 65610-9451
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900014113
Date	Sep 23, 2019
Instrument	201900014113

Lender

Name	SIMMONS BANK
Type	Bank
Address	REEDS SPRING, MO 65737

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	727 CAROLINA RD, BILLINGS, MO 65610-9451
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 CAROLINA RD, BILLINGS, MO 65610-9451

Mortgage

Document Number	202100015358
Date	Sep 24, 2021
Instrument	202100015358

Lender

Name	HAWTHORN BANK
Type	Bank
Address	SPRINGFIELD, MO 65807

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Feb 23, 2018
Property Address	727 CAROLINA RD, BILLINGS, MO 65610-9451
Document Number	201800002655
Instrument Date	Feb 22, 2018
Instrument	201800002655
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 CAROLINA RD, BILLINGS, MO 65610-9451

Mortgage

Document Number	201800002656
Date	Feb 23, 2018
Instrument	201800002656

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Stone County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Unified School District	Hurley R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,063.00 (+32.91%)	$74,860 (+56.77%)	$407,900 (+61.03%) Land $20,300 Building $387,600
2024	$3,057.00 (+17.94%)
2023	$2,592.00	$47,750	$253,300 Land $11,900 Building $241,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Total HighSpeed Internet Solutions Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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