727 Black Point Pl, Clayton, CA 94517 Property Records

Contra Costa County property record for 727 Black Point Pl, Clayton, CA 94517

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,050 sqft · built 1977
Lot Size	0.265 acres (11,550 sqft)
Owner	Trust Name on File
Last Sale	$700,000 (Jun 2004)
Tax Bill	$12,257 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Apr 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`118-230-018-4`

Property Details

APN / Parcel Number

Primary APN	`118-230-018-4`
Alternative APN	`118-230-018`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,050 sqft Living Area
1st Floor Area	2,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	11,550 sqft (0.265 acres)
Garage Type	Attached
Garage Area	652 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	727 BLACK POINT PL
City	CLAYTON
State	CA
Zip	94517-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	TRACT 4515 LOT 38
Legal Subdivision	SUBDIVISION 4515
Legal Tract	4515
Legal Lot Number	38
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3002
Census Tract	355308

Owner

727 Black Point Pl is owner-occupied and held in a trust since February 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	727 BLACK POINT PL, CLAYTON, CA 94517-1004
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Apr 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2004 · Amount on File
Deed Sale	Jun 7, 2004 · Amount on File
Prior Sale	Oct 8, 1993 · Amount on File
Deed Document Number	2004214398
Last Transfer Date	Feb 15, 2019
Transfer Doc	0000058193
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	727 BLACK POINT PL, CLAYTON, CA 94517-1004
Document Number	0000232417
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 BLACK POINT PL CLAYTON CA 945171004, CLAYTON, CA 94517-1004

Mortgage

Document Number	0000232417
Date	Dec 26, 2019
Instrument	232417

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 25, 2019
Property Address	727 BLACK POINT PL, CLAYTON, CA 94517-1004
Document Number	0000058193
Instrument Date	Feb 15, 2019
Instrument	58193
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	727 BLACK POINT PL CLAYTON CA 945171004, CLAYTON, CA 94517-1004

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 25, 2019
Property Address	727 BLACK POINT PL, CLAYTON, CA 94517-1004
Document Number	0000058194
Instrument Date	Feb 15, 2019
Instrument	58194
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	727 BLACK POINT PL CLAYTON CA 945171004, CLAYTON, CA 94517-1004

Tax Assessment & Valuation

The 2025 property tax bill for 727 Black Point Pl was $12,257 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Clayton City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,015,140 (+2%) Land $555,139 Building $460,001
2025	$12,257.00 Homeowner's exemption	$995,236 Land $544,254 Building $450,982
2023	$11,747.00 (+1.24%) Homeowner's exemption	$956,592 Land $523,121 Building $433,471
2022	$11,603.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 727 Black Point Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 727 Black Point Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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