727 Banyan Dr, Melbourne, FL 32935 Property Records

Brevard County property record for 727 Banyan Dr, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,288 sqft · built 1950
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$212,500 (Nov 2018)
Tax Bill	$1,409 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-37-21-EM-12-6`

Property Details

APN / Parcel Number

Primary APN	`27-37-21-EM-12-6`
Alternative APNs	`27-37-21-EM-00012.0-0006.00` `2724373`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	1,456 sqft
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1995
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Area	288 sqft
Porch	Finished/Open Porch
Porch Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2724373
Street Address	727 BANYAN DR
City	MELBOURNE
State	FL
Zip	32935-6910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOVERIDGE HEIGHTS SUBD LOT 6 BLK 12
Legal Range	37E
Legal Township	27S
Legal Section	21
Legal Subdivision	LOVERIDGE HEIGHTS SUBD
Legal Block	12
Legal Lot Number	6
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1020
Census Tract	64201

Owner

727 Banyan Dr is owned and occupied by two individuals who bought it in November 2018.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	727 BANYAN DR, MELBOURNE, FL 32935-6910
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 26, 2018	Warranty Deed, Transfer · Conventional Mortgage CITY FIRST MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2018 · Amount on File
Deed Sale	Nov 26, 2018 · Amount on File
Prior Sale	Jan 8, 2008 · Amount on File
Deed Document Number	2018261484
Deed Book / Page	8314 / 2433
Prior Transfer Date	May 29, 2007
Prior Transfer Doc	0057834869
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	727 BANYAN DR, MELBOURNE, FL 32935-6910
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 BANYAN DR, MELBOURNE, FL 32935-6910

Mortgage

Document Number	0099400873
Date	Nov 28, 2023
Book Page	9940/873
Instrument	2023249228

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	290 Months
Due	Jan 1, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 26, 2018
Property Address	727 BANYAN DR, MELBOURNE, FL 32935-6910
Document Number	0083142433
Book / Page	8314 / 2433
Map Reference	MB 10 PG 20
Instrument Date	Nov 15, 2018
Instrument	2018261484
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	THE CLOSING PLACE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,487.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	727 BANYAN DR, 727, MELBOURNE, FL 32935-6910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 BANYAN DR, MELBOURNE, FL 32935-6910

Mortgage

Document Number	2018261485
Date	Nov 26, 2018
Instrument	2018261485

Lender

Name	CITY FIRST MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 727 Banyan Dr was $1,409 with a homeowner's exemption, up 5.9% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,750 (+2.69%)	$252,300 (-6.44%)
2025	$1,409.00 (+5.94%) Homeowner's exemption	$114,660	$269,680
2024	$1,330.00 (+3.5%)
2023	$1,285.00 (+8.44%) Homeowner's exemption	$108,190 (+3%)	$278,490 (+11.12%) Land $150,000 Building $128,490
2022	$1,185.00 Homeowner's exemption	$105,040	$250,630 Land $96,000 Building $154,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 727 Banyan Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	14 (1995–2017)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Oct 2017 · 2 claims Tropical Storm Fay, Aug 2008 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 727 Banyan Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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