727 Amigos Rd, Ramona, CA 92065 Property Records

San Diego County property record for 727 Amigos Rd, Ramona, CA 92065

Property Summary

Property Type	Duplex
Details	3 bd · 1 ba · 2,724 sqft · built 1961
Lot Size	1.31 acres (57,499 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,425 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`284-280-19-00`

Property Details

APN / Parcel Number

Primary APN	`284-280-19-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Units	2 Units
Building Area	2,724 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Duplex Single
Lot Area	57,499 sqft

Location & Zoning

Street Address	727 AMIGOS RD
City	RAMONA
State	CA
Zip	92065-2961
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	A70
Legal Description	PAR 4 TR PM17808
Legal Subdivision	RAMONA
Legal Tract	1017808
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3005
Census Tract	20813

Owner

727 Amigos Rd, a duplex, is owned and occupied by two individuals who acquired it in July 2020.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	727 AMIGOS RD, RAMONA, CA 92065-2961
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2018	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Jul 15, 2020	Intrafamily Transfer, Transfer · VA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2020
Deed Sale	Jul 15, 2020
Prior Sale	Jun 20, 2000 · Amount on File
Deed Document Number	2020380477
Prior Transfer Date	Jun 22, 2020
Prior Transfer Doc	0000380477
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	727 AMIGOS RD, RAMONA, CA 92065-2961
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000272805
Date	Jul 5, 2018
Instrument	2018-0272805

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 15, 2020
Property Address	727 AMIGOS RD, RAMONA, CA 92065-2961
Document Number	0000380477
Instrument Date	Jun 22, 2020
Instrument	2020-0380477
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	727 AMIGOS RD, RAMONA, CA 92065-2961

Mortgage

Document Number	0000380478
Date	Jul 15, 2020
Instrument	2020-0380478

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 727 Amigos Rd was $3,425 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$296,741 (+2%) Land $78,374 Building $218,367
2025	$3,425.00 Homeowner's exemption	$290,924 Land $76,838 Building $214,086
2023	$2,918.00 (-10.24%) Homeowner's exemption	$279,629 Land $73,855 Building $205,774
2022	$3,251.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 727 Amigos Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 727 Amigos Rd is high, ranking above 85% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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