727 5th St, Duluth, MN 55810 Property Records

St. Louis County property record for 727 5th St, Duluth, MN 55810 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,663 sqft · built 1924
Lot Size	0.356 acres (15,543 sqft)
Owner	Individual Name on File
Last Sale	$122,000 (Dec 2013)
Tax Bill	$3,380 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Feb 2023 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`185-0030-01570`

Property Details

APN / Parcel Number

Primary APN	`185-0030-01570`
Alternative APN	`962241`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,663 sqft Gross Area
1st Floor Area	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	15,543 sqft (0.356 acres)
Garage Area	924 sqft

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	24 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	962241
Street Address	727 5TH ST
City	DULUTH
State	MN
Zip	55810-1728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 27 THRU 31 SERIAL #
Legal Subdivision	PROCKTORKNOTT
Legal Block	27
Legal Lot Number	27-31
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	3
Census Block	3000
Census Tract	10100

Owner

Source: St. Louis County records · APN 185-0030-01570

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	727 5TH ST, DULUTH, MN 55810-1728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 03, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 27, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 19, 2013 · Amount on Record
Deed Sale	Dec 19, 2013 · Amount on Record
Deed Document Number	20131229810
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	727 5TH ST, DULUTH, MN 55810-1728
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 5TH ST, PROCTOR, MN 55810-1728

Mortgage

Document Number	0001475101
Date	Sep 28, 2023
Instrument	1475101

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	May 01, 2052

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	727 5TH ST, DULUTH, MN 55810-1728
Transaction Type	Mortgage
Record Updated	Feb 24, 2023
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 5TH ST, PROCTOR, MN 55810-1728

Mortgage

Document Number	0001461373
Date	Feb 03, 2023
Instrument	1461373

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	May 01, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	727 5TH ST, DULUTH, MN 55810-1728
Transaction Type	Mortgage
Record Updated	May 18, 2022
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001441987
Date	Apr 27, 2022
Instrument	1441987

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,380.00 (+6.62%) Homeowner's exemption
2025	$3,170.00 (+8.93%) Homeowner's exemption	$264,600 (+7.08%) Land $26,900 Building $237,700	$264,600 (+7.08%) Land $26,900 Building $237,700
2024	$2,910.00	$247,100 (+30.53%) Land $22,900 Building $224,200	$247,100 (+30.53%) Land $22,900 Building $224,200
2022		$189,300 Land $17,200 Building $172,100	$189,300 Land $17,200 Building $172,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370101003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 226 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AirFiber	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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