727 4th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 727 4th Ave, Troy, NY 12182

Property Summary

Property Type	Apartments (5+ Units)
Details	2,596 sqft · built 1890
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Dec 2020)
Tax Bill	$6,796 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
APN	`381700 80.40-3-8`

Property Details

APN / Parcel Number

Primary APN	`381700 80.40-3-8`
Alternative APN	`1703680`

Interior

Stories	2 Stories
Building Area	2,596 sqft Gross Area
Basement Area	1,298 sqft
Unfinished Basement	1,298 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1980
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	89.8 ft deep x 25 ft wide
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1703680
Street Address	727 4TH AVE
City	TROY
State	NY
Zip	12182-2253
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	TF
Legal Description	2 STY FR HSE 337-14/S 1/2 633 4 UNITS
Legal Block	3
Legal Lot Number	8.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	4
Census Block	4008
Census Tract	40100

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1162, TROY, NY 12181-1162
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2020 · Amount on Record
Deed Sale	Dec 23, 2020 · Amount on Record
Prior Sale	May 3, 2005 · Amount on Record
Deed Document Number	2020580563
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Dec 23, 2020
Property Address	727 4TH AVE, TROY, NY 12182-2253
Document Number	0000580563
Book / Page	009408 / 000067
Instrument Date	Nov 23, 2020
Instrument	580563
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	MERIDIAN RESEARCH GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 LOFTS WAY MALTA NY 120205210, MALTA, NY 12020-5210

Mortgage

Document Number	580564
Date	Dec 23, 2020
Book Page	009408/000070
Instrument	580564

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2050

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,796.00 (+3.06%)
2025	$6,594.00 (+24.67%)	$120,000 (-) Land $2,500 Building $117,500	$205,500 (+19.89%) Land $4,281 Building $201,219
2023		$120,000 (-) Land $2,500 Building $117,500	$171,400 (+8.55%) Land $3,571 Building $167,829
2022	$5,289.00	$120,000 Land $2,500 Building $117,500	$157,895 Land $3,289 Building $154,606

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	23 (1996–2011)
Claims Outside the SFHA	1 of 23
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 14 claims Severe Storms And Flooding, Apr 2005 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: SLICFiber, Verizon.

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