7265 Carmel St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7265 Carmel St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,120 sqft · built 1956
Lot Size	0.159 acres (6,916 sqft)
Owner	Individual Name on Record
Last Sale	$1,000,000 (Sep 2025)
Tax Bill	$10,568 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`799-16-005`

Property Details

APN / Parcel Number

Primary APN	`799-16-005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,916 sqft (0.159 acres)
Lot Dimensions	133 ft deep x 52 ft wide
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	7265 CARMEL ST
City	GILROY
State	CA
Zip	95020-6132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GLENVIEW MAP J4 977
Legal Subdivision	GLENVIEW TR
Legal Block	2
Legal Lot Number	15
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2015
Census Tract	512512

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7265 CARMEL ST, GILROY, CA 95020-6132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Sep 18, 2025	Grant Deed, Transfer · Conventional Mortgage GOOGAIN INC
Sep 18, 2025	Intrafamily Transfer, Transfer ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY
Sep 27, 2022	Intrafamily Transfer, Transfer EXPRESS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2025 · Amount on Record
Deed Sale	Sep 18, 2025 · Amount on Record
Prior Sale	Dec 31, 2024 · Amount on Record
Deed Document Number	202525871603
Prior Transfer Date	Jun 4, 2024
Prior Transfer Doc	0025649617
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7265 CARMEL ST, GILROY, CA 95020-6132
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6584 BISON CT, SAN JOSE, CA 95119-1909

Mortgage

Document Number	0025845629
Date	Jul 28, 2025
Instrument	25845629

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	1288 KIFER RD STE 208, SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 18, 2025
Property Address	7265 CARMEL ST, GILROY, CA 95020-6132
Document Number	0025871603
Map Reference	MB 22 PG 45
Instrument Date	Sep 5, 2025
Instrument	25871603
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7265 CARMEL ST, GILROY, CA 95020-6132

Mortgage

Document Number	0025871604
Date	Sep 18, 2025
Instrument	25871604

Lender

Name	GOOGAIN INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 18, 2025
Property Address	7265 CARMEL ST, GILROY, CA 95020-6132
Document Number	0025871602
Map Reference	MB 22 PG 45
Instrument Date	Sep 5, 2025
Instrument	25871602
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7265 CARMEL ST, GILROY, CA 95020-6132

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 27, 2022
Property Address	7265 CARMEL ST, GILROY, CA 95020-6132
Document Number	0025378119
Map Reference	MB 22 PG 45
Instrument Date	Sep 16, 2022
Instrument	25378119
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	EXPRESS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7265 CARMEL ST, GILROY, CA 95020-6132

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,595,000 (+86.4%) Land $670,000 Building $925,000
2025	$10,568.00 (+1,294.2%)	$855,667 (+1,622.43%) Land $654,334 Building $201,333
2024	$758.00 (+0.8%)
2023	$752.00 (+1.9%)	$49,678 Land $14,179 Building $35,499
2022	$738.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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