Hernando County property record for 7264 Oracle Way, Spring Hill, FL 34606
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,702 sqft · built 1989 |
| Lot Size | 0.26 acres (11,307 sqft) |
| Owner | Trust Name on File |
| Last Sale | $105,000 (Jun 2013) |
| Tax Bill | $1,294 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R22-223-17-6381-0000-0130 |
| Primary APN | R22-223-17-6381-0000-0130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,702 sqft Living Area |
| Gross Area | 2,568 sqft |
| 1st Floor Area | 1,702 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,307 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 386 sqft |
| Patio Area | 25 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01155957 |
|---|---|
| Street Address | 7264 ORACLE WAY |
| City | SPRING HILL |
| State | FL |
| Zip | 34606-7007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TIMBER PINES TR 38 UN 1 LOT 13 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 22 |
| Legal Subdivision | TIMBER PINES TR 38 UN 1 |
| Legal Tract | 38 |
| Legal Lot Number | 13 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 41305 |
7264 Oracle Way is owner-occupied and held in a trust since June 2013.
Source: Hernando County records, as of December 8, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 7264 ORACLE WAY, SPRING HILL, FL 34606-7007 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Aug 19, 2021 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Dec 30, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Jan 25, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2013 · Amount on File |
| Deed Sale | Jun 5, 2013 · Amount on File |
| Prior Sale | Aug 8, 2003 |
| Deed Document Number | 201331781 |
| Deed Book / Page | 3009 / 1540 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 7264 ORACLE WAY, SPRING HILL, FL 34606-7007 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0042480496 |
|---|---|
| Date | Dec 9, 2022 |
| Book Page | 4248/496 |
| Instrument | 2022087121 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 7264 ORACLE WAY, SPRING HILL, FL 34606-7007 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0040430921 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 4043/921 |
| Instrument | 2021062377 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 7264 ORACLE WAY, SPRING HILL, FL 34606-7007 |
| Document Number | 0037920178 |
| Instrument Date | Dec 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 7264 ORACLE WAY SPRING HILL FL 346067007, SPRING HILL, FL 34606-7007 |
| Document Number | 0037920178 |
|---|---|
| Date | Jan 6, 2020 |
| Book Page | 003792/000178 |
| Instrument | 577 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 5, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 7264 ORACLE WAY, SPRING HILL, FL 34606-7007 |
| Document Number | 0036660651 |
| Instrument Date | Jan 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 7264 ORACLE WAY SPRING HILL FL 346067007, SPRING HILL, FL 34606-7007 |
| Document Number | 0036660651 |
|---|---|
| Date | Jan 30, 2019 |
| Book Page | 003666/000651 |
| Instrument | 6223 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 29, 2049 |
The 2025 property tax bill for 7264 Oracle Way was $1,294 with exemptions applied.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,294.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption Widower's exemption | $120,032 | $287,892 Land $46,924 Building $240,968 |
| 2023 | $112,334 Land $112,334 | ||
| 2022 | $521.00 | $288,816 Land $46,924 Building $241,892 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7264 Oracle Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 2 (2012–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7264 Oracle Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Tillman Fiber, WOW Internet, Cable & Phone.
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