7262 Co Rd 5, Effie, MN 56639 Property Records

Koochiching County property record for 7262 Co Rd 5, Effie, MN 56639

Property Summary

Property Type	Seasonal / Vacation Home
Lot Size	77.9 acres (3,393,324 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (May 2015)
Tax Bill	$996 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-012-31110`

Property Details

APN / Parcel Number

Primary APN	`36-012-31110`
Alternative APN	`20666`

Interior

1st Floor Area	864 sqft
Flooring	Concrete/Cement

Exterior

Lot Area	3,393,324 sqft (77.9 acres)
View / Lot	Waterfront
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Greenhouse	1,440 sqft

Location & Zoning

Account Number	20666
Street Address	7262 COUNTY ROAD 5
City	EFFIE
State	MN
Zip	56639-8506
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	THAT PART OF SOUTHWEST QUARTER LYING NORTH OF
Legal Range	27
Legal Township	063
Legal Section	12
Jurisdiction	KOOCHICHING MN
Township / Civil Division	SOUTH KOOCHICHING
Census Block Group	3
Census Block	3307
Census Tract	790500

Owner

Source: Koochiching County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43415 125TH AVE, HOLDINGFORD, MN 56340-4539
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2015 · Amount on Record
Deed Sale	May 29, 2015 · Amount on Record
Prior Sale	Jan 11, 2006 · Amount on Record
Deed Document Number	2015354522
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOCHICHING MN
Recording Date	Sep 6, 2022
Property Address	7262 COUNTY ROAD 5, EFFIE, MN 56639-8506
Document Number	A000300670
Instrument Date	Aug 24, 2022
Instrument	A000300670
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	43415 125TH AVE, HOLDINGFORD, MN 56340-4539

Mortgage

Document Number	A000300671
Date	Sep 6, 2022
Instrument	A000300671

Lender

Name	COMPEETRFINANCIAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Koochiching County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Koochiching County
Unified School District	South Koochiching School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$996.00
2025	$996.00 (-6.74%)	$126,100 (-10.06%) Land $96,100 Building $30,000	$126,100 (-10.06%) Land $96,100 Building $30,000
2024	$1,068.00	$140,200 Land $96,100 Building $44,100	$140,200 Land $96,100 Building $44,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Fiber	1,000 / 500