7260 Sands Ct, Spring Hill, FL 34606 Property Records

Hernando County property record for 7260 Sands Ct, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1975
Lot Size	0.619 acres (26,955 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Mar 2023)
Tax Bill	$3,987 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5030-0145-0040`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5030-0145-0040`
Alternative APNs	`00234133` `234133`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,184 sqft
1st Floor Area	1,680 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1994
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,955 sqft (0.619 acres)
Lot Dimensions	192 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Patio Area	240 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00234133
Street Address	7260 SANDS CT
City	SPRING HILL
State	FL
Zip	34606-4246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 3 BLK 145 LOT 4 ORB 341 PG 123
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 3
Legal Block	145
Legal Lot Number	4
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2000
Census Tract	41302

Owner

Source: Hernando County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7260 SANDS CT, SPRING HILL, FL 34606-4246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Mar 15, 2023	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 15, 2022	Warranty Deed, Transfer SOUTHEAST TITLE
Feb 18, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Aug 6, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jul 24, 2018	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT BOND & MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2023 · Amount on Record
Deed Sale	Mar 15, 2023 · Amount on Record
Prior Sale	Sep 15, 2022 · Amount on Record
Deed Document Number	202314091
Deed Book / Page	4275 / 250
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	7260 SANDS CT, SPRING HILL, FL 34606-4246
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7260 SANDS CT, SPRING HILL, FL 34606-4246

Mortgage

Document Number	0046890181
Date	Mar 30, 2026
Book Page	4689/181
Instrument	2026021211

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 15, 2023
Property Address	7260 SANDS CT, SPRING HILL, FL 34606-4246
Document Number	0042750250
Book / Page	4275 / 250
Map Reference	MB 7 PG 80-86
Instrument Date	Mar 2, 2023
Instrument	2023014091
Transaction Type	Transfer
Record Updated	Apr 14, 2023
Title Company	SOUTHEAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5427 FIRETHORN PT, BROOKSVILLE, FL 34609-9512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7260 SANDS CT, SPRING HILL, FL 34606-4246

Mortgage

Document Number	2023014092
Date	Mar 15, 2023
Instrument	2023014092

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 15, 2022
Property Address	7260 SANDS CT, SPRING HILL, FL 34606-4246
Document Number	0042191638
Book / Page	4219 / 1638
Map Reference	MB 7 PG 80-86
Instrument Date	Sep 12, 2022
Instrument	2022068839
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	SOUTHEAST TITLE

Transaction

Amount	Amount Recorded
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6413 HOLLYDALE PL UNIT 102, 6413, RIVERVIEW, FL 33578-4190

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 SUSAN DR, SPRING HILL, FL 34607

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	7260 SANDS CT, SPRING HILL, FL 34606-4246
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7260 SANDS CT, SPRING HILL, FL 34606-4246

Mortgage

Document Number	0041291064
Date	Feb 18, 2022
Book Page	4129/1064
Instrument	2022013162

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Aug 1, 2048

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	7260 SANDS CT, SPRING HILL, FL 34606-4246
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7260 SANDS CT, SPRING HILL, FL 34606-4246

Mortgage

Document Number	0040371455
Date	Aug 6, 2021
Book Page	4037/1455
Instrument	2021059009

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Aug 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 24, 2018
Property Address	7260 SANDS CT, SPRING HILL, FL 34606-4246
Document Number	0036061520
Book / Page	3606 / 1520
Map Reference	MB7 PG80-86
Instrument Date	Jul 20, 2018
Instrument	2018044872
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	CHELSEA TITLE OF THE NATURE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,049.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7260 SANDS CT, SPRING HILL, FL 34606-4246

Mortgage

Document Number	2018044873
Date	Jul 24, 2018
Instrument	2018044873

Lender

Name	PARAMOUNT BOND & MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,987.00 (-6.36%)	$270,308 (-3.61%)	$275,427 (-1.78%) Land $98,386 Building $177,041
2023		$280,429 (+114.82%) Land $111,366 Building $169,063
2022	$4,258.00 Disabled Person's exemption Veteran's exemption	$130,541	$280,429 Land $107,820 Building $172,609

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2004–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tillman Fiber, WOW Internet, Cable & Phone.

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