7260 E Cord Rd, Cloquet, MN 55720 Property Records

St. Louis County property record for 7260 E Cord Rd, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,720 sqft · built 1975
Lot Size	2.73 acres (118,919 sqft)
Owner	Individual Name on File
Last Sale	$282,733 (May 2023)
Tax Bill	$6,200 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Jan 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`275-0025-00813`

Property Details

APN / Parcel Number

Primary APN	`275-0025-00813`
Alternative APNs	`1098198` `1148556`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,720 sqft Gross Area
1st Floor Area	1,808 sqft
Basement Area	627 sqft
Finished Basement	627 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Frame
Lot Area	118,919 sqft (2.73 acres)
Garage Area	1,512 sqft

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	168 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1148556
Street Address	7260 E CORD RD
City	CLOQUET
State	MN
Zip	55720-9212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	N 330 FT OF E 360 FT OF NW1/4 OF SW1/4 SERIAL #
Legal Range	17W
Legal Township	50N
Legal Section	36
Legal Subdivision	BREVATOR TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	BREVATOR
Census Block Group	3
Census Block	3054
Census Tract	11102

Owner

7260 E Cord Rd is owned by an individual who bought it in May 2023.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1124 N LOUISE ST, E, GLENDALE, CA 91207-1648
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Warranty Deed, Transfer · Conventional Mortgage FRANDSEN BANK & TRUST
Jan 18, 2023	Affidavit of Death of Joint Tenant, Transfer
Jan 18, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2023 · Amount on File
Deed Sale	May 12, 2023 · Amount on File
Deed Document Number	20231466355
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 12, 2023
Property Address	7260 E CORD RD, CLOQUET, MN 55720-9212
Document Number	0001466355
Instrument Date	May 8, 2023
Instrument	1466355
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	CARLTON COUNTY ABSTRACT AND TITLE, CARLTON CNTY ABSTRACT & TTL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$933.02
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1124 N LOUISE ST UNIT E, E, GLENDALE, CA 91207-1648

Mortgage

Document Number	0001466356
Date	May 12, 2023
Instrument	1466356

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Type Change Date	Aug 1, 2028
Change Frequency	3 Years
Min Rate At Change	2%
Max Rate At Change	12.1%
Index	Other
Margin	19
Max Rate	12.1%

January 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Jan 18, 2023
Property Address	7260 E CORD RD, CLOQUET, MN 55720-9212
Document Number	0001460436
Instrument Date	Jan 17, 2023
Instrument	1460436
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 17TH ST, CLOQUET, MN 55720-1928

January 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Jan 18, 2023
Property Address	7260 E CORD RD, CLOQUET, MN 55720-9212
Document Number	0001460435
Instrument Date	Jan 17, 2023
Instrument	1460435
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7260 E CORD RD, CLOQUET, MN 55720-9212

Tax Assessment & Valuation

The 2026 property tax bill for 7260 E Cord Rd was $6,200, up 6.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Brevator Township
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,200.00 (+6.42%)
2025	$5,826.00 (+10.38%)	$458,300 (+7.31%) Land $36,100 Building $422,200	$458,300 (+7.31%) Land $36,100 Building $422,200
2024	$5,278.00	$427,100 Land $36,100 Building $391,000	$427,100 Land $36,100 Building $391,000
2022		$383,600 Land $20,400 Building $363,200	$383,600 Land $20,400 Building $363,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7260 E Cord Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7260 E Cord Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

May also be available: Airfiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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