726 Winston Dr, Monroe, MI 48161 Property Records

Monroe County property record for 726 Winston Dr, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Aug 2018)
Tax Bill	$2,374 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-020-043-00`

Property Details

APN / Parcel Number

Primary APN	`12-020-043-00`

Exterior

Lot Area	28,750 sqft (0.66 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	726 WINSTON DR
City	MONROE
State	MI
Zip	48161-1874
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF PC 634 TWP OF MONROE MONROE CO MI COM N N 29?46' E 115 FT FR THE INT OF THE N LI OF ERIE ST WITH THE W LI OF WINSTON
Legal Subdivision	LEPPEL'S SUB
Legal Lot Number	1-3
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3014
Census Tract	832300

Owner

726 Winston Dr is owned and occupied by an individual who bought it in August 2018.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	726 WINSTON DR, MONROE, MI 48161-1874
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU
Aug 14, 2018	Warranty Deed, Transfer · FHA Mortgage CHEMICAL BANK
Aug 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN ST HSNG DEV AUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2018 · Amount on File
Deed Sale	Aug 14, 2018 · Amount on File
Prior Sale	Sep 8, 2016 · Amount on File
Deed Document Number	201814414
Prior Transfer Date	Oct 12, 2016
Prior Transfer Doc	0000021185
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	726 WINSTON DR, MONROE, MI 48161-1874
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 WINSTON DR, MONROE, MI 48161-1874

Mortgage

Document Number	0000016462
Date	Oct 6, 2025
Instrument	2025R16462

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 28, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	726 WINSTON DR, MONROE, MI 48161-1874
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 WINSTON DR, MONROE, MI 48161-1874

Mortgage

Document Number	0000012094
Date	Jun 8, 2022
Instrument	2022R12094

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	SYLVANIA, OH 43560

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 28, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 14, 2018
Property Address	726 WINSTON DR, MONROE, MI 48161-1874
Document Number	2018R14414
Instrument Date	Aug 13, 2018
Instrument	2018R14414
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	HASSETT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,161.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14930 LAPLAISANCE RD STE 111, 14930, MONROE, MI 48161-3871

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 WINSTON DR, MONROE, MI 48161-1874

Mortgage

Document Number	0000014415
Date	Aug 14, 2018
Instrument	2018R14415

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	726 WINSTON DR, MONROE, MI 48161-1874
Document Number	0000014806
Instrument Date	Aug 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	HASSETT TITLE COMPANY, HASSETT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 BUR OAK CT MONROE MI 481623383, MONROE, MI 48162-3383

Mortgage

Document Number	0000014806
Date	Aug 21, 2018
Instrument	14806

Lender

Name	MICHIGAN ST HSNG DEV AUTH
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 726 Winston Dr was $2,374 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,550 Land $94,550	$189,100 Land $189,100
2025	$2,374.00 Homeowner's exemption
2023	$2,081.00 Homeowner's exemption	$74,250	$148,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 726 Winston Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1991)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 726 Winston Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber, T-Mobile.

Nearby Properties on Winston Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures