726 Wilson Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 726 Wilson Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.328 acres (14,302 sqft)
Owner	Individual Name on File
Last Sale	$268,000 (Dec 2022)
Tax Bill	$3,350 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85-401-1855`

Property Details

APN / Parcel Number

Primary APN	`85-401-1855`
Alternative APNs	`85-00401-1855` `42114`

Exterior

Lot Area	14,302 sqft (0.328 acres)

Location & Zoning

Account Number	42114
Street Address	726 WILSON AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-1455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 11 & 12, BLK 18
Legal Range	31W
Legal Township	35N
Legal Section	01
Legal Subdivision	EAST SAINT CLOUD
Legal Block	18
Legal Lot Number	11,12
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2019
Census Tract	31500

Owner

726 Wilson Ave SE is owned and occupied by an individual who bought it in December 2022.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	726 WILSON AVE SE, SAINT CLOUD, MN 56304-1455
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Jul 12, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2022 · Amount on File
Deed Sale	Dec 16, 2022 · Amount on File
Prior Sale	Jun 20, 2016 · Amount on File
Deed Document Number	20221498017
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jan 3, 2023
Property Address	726 WILSON AVE SE, SAINT CLOUD, MN 56304-1455
Document Number	0000952581
Instrument Date	Dec 16, 2022
Instrument	952581
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$884.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 WILSON AVE SE, SAINT CLOUD, MN 56304-1455

Mortgage

Document Number	0000952582
Date	Jan 3, 2023
Instrument	952582

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jul 12, 2018
Property Address	726 WILSON AVE SE, SAINT CLOUD, MN 56304-1455
Document Number	0000858883
Instrument Date	Jun 18, 2018
Instrument	858883
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 WILSON AVE SE, SAINT CLOUD, MN 56304-1455

Mortgage

Document Number	0000858884
Date	Jul 12, 2018
Instrument	858884

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 726 Wilson Ave SE was $3,350 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,500 (-) Land $45,000 Building $205,500	$250,500 (-) Land $45,000 Building $205,500
2025	$3,350.00	$250,500 Land $45,000 Building $205,500	$250,500 Land $45,000 Building $205,500
2023	$2,820.00	$250,500 Land $40,000 Building $210,500
2021			$250,500 Land $40,000 Building $210,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 726 Wilson Ave SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 726 Wilson Ave SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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