726 W Elm St, Oxnard, CA 93033 Property Records

Ventura County property record for 726 W Elm St, Oxnard, CA 93033

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,822 sqft · built 1955
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Company Names on Record
Last Sale	$520,000 (Apr 2020)
Tax Bill	$6,971 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`203-0-164-025`

Property Details

APN / Parcel Number

Primary APN	`203-0-164-025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,822 sqft Living Area
Gross Area	1,233 sqft
1st Floor Area	1,233 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	110 ft deep x 60 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	50 sqft

Location & Zoning

Street Address	726 W ELM ST
City	OXNARD
State	CA
Zip	93033-3138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 337 REF: 022MR 036
Legal Subdivision	OXNARD PARK GARDENS TRACT
Legal Block	164
Legal Lot Number	337
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	3
Census Block	3024
Census Tract	3801

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	726 W ELM ST, OXNARD, CA 93033-3138
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Grant Deed, Transfer · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC
Feb 14, 2018	Grant Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2020 · Amount on Record
Deed Sale	Apr 29, 2020 · Amount on Record
Prior Sale	Feb 14, 2018 · Amount on Record
Deed Document Number	202058564
Last Transfer Date	May 19, 2025
Transfer Doc	0000049956
Record Updated	Oct 29, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Apr 29, 2020
Property Address	726 W ELM ST, OXNARD, CA 93033-3138
Document Number	0000058564
Map Reference	MB 22 PG 36
Instrument Date	Feb 25, 2020
Instrument	20200429-00058564
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	726 W ELM ST, OXNARD, CA 93033-3138

Mortgage

Document Number	0000058565
Date	Apr 29, 2020
Instrument	20200429-00058565

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Mortgage

Document Number	0000058566
Date	Apr 29, 2020
Instrument	20200429-00058566

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency
Address	SACRAMENTO, CA 95814

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Feb 14, 2018
Property Address	726 W ELM ST, OXNARD, CA 93033-3138
Document Number	0000018070
Map Reference	MB22 PG36
Instrument Date	Jan 17, 2018
Instrument	20180214-00018070
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 BRYCE WAY, VENTURA, CA 93003-5938

Mortgage

Document Number	0000018071
Date	Feb 14, 2018
Instrument	20180214-00018071

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$580,065 (+2%) Land $377,044 Building $203,021
2025	$6,971.00 (+2.23%) Homeowner's exemption	$568,692 (+4.04%) Land $369,651 Building $199,041
2024	$6,819.00 (+3.81%)
2023	$6,569.00 (+3.14%) Homeowner's exemption	$546,610 Land $355,297 Building $191,313
2022	$6,369.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 754 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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