St. Charles County property record for 726 S 7th St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft · built 1957 |
| Lot Size | 0.142 acres (6,174 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Aug 2022) |
| Tax Bill | $2,200 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Nov 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018650A000 |
| Primary APN | 018650A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 2,040 sqft |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 696 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,174 sqft (0.142 acres) |
| Lot Dimensions | 98 ft deep x 63 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Patio Area | 296 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 018650A000 |
|---|---|
| Street Address | 726 S 7TH ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | BRUEGGEMANS ADDN BLK 2 PT LOTS 3-4 |
| Legal Subdivision | BRUEGGEMANS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 310501 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 726 S 7TH ST, SAINT CHARLES, MO 63301-2923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Nov 30, 2021 | Correction Deed FREEDOM TITLE |
| Oct 25, 2021 | Warranty Deed, Construction Loan · Construction Mortgage THREE DOORS FUNDING LLC |
| Oct 1, 2021 | Warranty Deed, Transfer · Line of Credit FIRST STATE BANK OF ST CHARLES MO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2022 · Amount on Record |
| Deed Sale | Aug 11, 2022 · Amount on Record |
| Prior Sale | Oct 25, 2021 · Amount on Record |
| Deed Document Number | 202244557 |
| Prior Transfer Date | Aug 6, 2021 |
| Prior Transfer Doc | 0000066296 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 11, 2022 |
| Property Address | 726 S 7TH ST, SAINT CHARLES, MO 63301-2923 |
| Document Number | 0000044557 |
| Instrument Date | Aug 10, 2022 |
| Instrument | 2022R-044557 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | ATG |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2107 PRESTON WOODS PKWY, LAKE ST LOUIS, MO 63367-6511 |
| Name | Verified Name |
|---|---|
| Address | 726 S 7TH ST, SAINT CHARLES, MO 63301-2923 |
| Document Number | 0000044558 |
|---|---|
| Date | Aug 11, 2022 |
| Instrument | 2022R-044558 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 30, 2021 |
| Property Address | 726 S 7TH ST, SAINT CHARLES, MO 63301-2923 |
| Document Number | 0000096764 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2021R-096764 |
| Record Updated | Jan 17, 2024 |
| Title Company | FREEDOM TITLE |
| Name | Verified Name |
|---|---|
| Address | 726 S 7TH ST, SAINT CHARLES, MO 63301-2923 |
| Name | Verified Name |
|---|---|
| Address | 2107 PRESTON WOODS PKWY, LAKE SAINT LOUIS, MO 63367-6511 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 25, 2021 |
| Property Address | 726 S 7TH ST, SAINT CHARLES, MO 63301-2923 |
| Document Number | 0000088105 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 2021R-088105 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 17, 2024 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2107 PRESTON WOODS PKWY, LAKE SAINT LOUIS, MO 63367-6511 |
| Document Number | 0000088106 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 2021R-088106 |
| Name | THREE DOORS FUNDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 1, 2021 |
| Property Address | 726 S 7TH ST, SAINT CHARLES, MO 63301-2923 |
| Document Number | 0000081899 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 2021R-081899 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6209 MID RIVERS MALL DR # 159, 159, SAINT PETERS, MO 63304-1102 |
| Investor | Possibly a Property Investor |
| Document Number | 0000081900 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 2021R-081900 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Jun 30, 2022 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,924 (-) | $183,810 (-) Land $50,000 Building $133,810 | |
| 2025 | $2,200.00 | $34,924 (+6.85%) | $183,810 (+6.85%) Land $50,000 Building $133,810 |
| 2023 | $32,684 | ||
| 2022 | $172,021 Land $37,500 Building $134,521 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 92 (1979–2020) |
| Claims Outside the SFHA | 3 of 92 |
| Most Recent Claim | Aug 2020 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures