726 Rosecroft Ct, Forest Hill, MD 21050 Property Records

Harford County property record for 726 Rosecroft Ct, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,994 sqft · built 1997
Lot Size	0.23 acres (10,026 sqft)
Owner	2 Individual Names on File
Last Sale	$277,000 (Aug 2003)
Tax Bill	$4,246 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-309207`

Property Details

APN / Parcel Number

Primary APN	`03-309207`
Alternative APNs	`3309207` `309207`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,994 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,026 sqft (0.23 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	309207
Street Address	726 ROSECROFT CT
City	FOREST HILL
State	MD
Zip	21050-3187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 578 10026 SF 726 ROSECROFT COURT FOREST LAKE S10 P 88/76
Legal Subdivision	FOREST LAKES
Legal Lot Number	578
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1003
Census Tract	303204

Owner

Source: Harford County records · APN 03-309207

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	726 ROSECROFT CT, FOREST HILL, MD 21050-3187
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 26, 2003 · Amount on Record
Deed Sale	Aug 26, 2003 · Amount on Record
Prior Sale	Apr 30, 1997 · Amount on Record
Deed Document Number	2003297
Deed Book / Page	4842 / 485
Last Transfer Date	Feb 08, 2022
Transfer Doc	0153690156
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Feb 16, 2022
Property Address	726 ROSECROFT CT, FOREST HILL, MD 21050-3187
Document Number	0153690156
Book / Page	15369 / 156
Map Reference	MB CGHIII88 FO 76
Instrument Date	Feb 08, 2022
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	726 ROSECROFT CT, FOREST HILL, MD 21050-3187

Mortgage

Document Number	0015369160
Date	Feb 16, 2022
Instrument	15369/160

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 01, 2027
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	4.5%
Index	5-Year CMT
Margin	2
Max Rate	7.5%

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,800 (+3.39%)	$445,200 (+10.17%) Land $116,100 Building $329,100
2025	$4,246.00 (+8.01%) Homeowner's exemption	$404,100 (+7.71%) Land $116,100 Building $288,000	$404,100 (-) Land $116,100 Building $288,000
2023		$375,167	$404,100 Land $116,100 Building $288,000
2022	$3,931.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Armstrong Holdings.

Based on FCC filings for 416 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.