726 Prospect Row, San Mateo, CA 94401 Property Records

San Mateo County property record for 726 Prospect Row, San Mateo, CA 94401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,430 sqft · built 1924
Lot Size	0.159 acres (6,943 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,458,000 (Jan 2021)
Tax Bill	$19,497 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage May 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`032-142-270`

Property Details

APN / Parcel Number

Primary APN	`032-142-270`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,430 sqft Living Area
1st Floor Area	1,430 sqft
Family Room	Family Room

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Lot Area	6,943 sqft (0.159 acres)
Lot Dimensions	139 ft deep x 50 ft wide
Garage Area	210 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	726 PROSPECT ROW
City	SAN MATEO
State	CA
Zip	94401-2221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM0000
Legal Description	LOT 6 BLOCK 3 CENTRAL ADDITION TO SAN MATEO RSM A/54 CITY OFSAN MATEO
Legal Subdivision	CENTRAL ADDITION TO SAN MATEO
Legal Block	3
Legal Lot Number	6
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1003
Census Tract	605901

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	726 PROSPECT ROW, SAN MATEO, CA 94401-2221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 31, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2021 · Amount on Record
Deed Sale	Jan 20, 2021 · Amount on Record
Deed Document Number	20219152
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jan 20, 2021
Property Address	726 PROSPECT ROW, SAN MATEO, CA 94401-2221
Document Number	0000009152
Map Reference	MB 4 PG 27
Instrument Date	Jan 14, 2021
Instrument	2021-009152
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,893.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	660 KING ST UNIT 218, 218, SAN FRANCISCO, CA 94107-1520

Mortgage

Document Number	0000009153
Date	Jan 20, 2021
Instrument	2021-009153

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	May 31, 2019
Property Address	726 PROSPECT ROW, SAN MATEO, CA 94401-2221
Document Number	0000041204
Instrument Date	Apr 9, 2019
Instrument	41204
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	720 PROSPECT ROW SAN MATEO CA 944012221, SAN MATEO, CA 94401-2221

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,609,746 (+2%) Land $1,269,691 Building $340,055
2025	$19,497.00 (+4.18%) Homeowner's exemption	$1,578,184 (+4.04%) Land $1,244,796 Building $333,388
2023	$18,715.00 (+0.07%) Homeowner's exemption	$1,516,903 Land $1,196,460 Building $320,443	$1,768,860
2022	$18,701.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Sonic Telecom Fiber	1,000 / 1,000
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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