726 Owens Dr, Silt, CO 81652 Property Records

Garfield County property record for 726 Owens Dr, Silt, CO 81652

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,112 sqft · built 1982
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Mar 2021)
Tax Bill	$2,369 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Feb 2021 Mortgage + 4 more
APN	`R023281`

Property Details

APN / Parcel Number

Primary APN	`R023281`
Alternative APN	`217933100366`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,112 sqft Heated Area
1st Floor Area	832 sqft
Basement Area	1,664 sqft
Finished Basement	832 sqft
Unfinished Basement	832 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Wood Siding
Construction Type	Metal Frame
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	1,742,400 sqft (40 acres)

Exterior Amenities

Porch	Slab
Porch Area	185 sqft
Patio Area	105 sqft
Shed	1 Shed
Shed Area	250 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R023281
Street Address	726 OWENS DR
City	SILT
State	CO
Zip	81652-9679
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R
Legal Description	SECTION: 33 TOWNSHIP: 6 RANGE: 92 SENE 40 ACRES
Legal Range	92
Legal Township	06
Legal Section	33
Jurisdiction	GARFIELD CO
Township / Civil Division	NEW CASTLE
Census Block Group	1
Census Block	1085
Census Tract	951901

Owner

726 Owens Dr, a rural home, is owned and occupied by an individual who bought it in March 2021.

Source: Garfield County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	726 OWENS DR, SILT, CO 81652-9679
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 4, 2021	Warranty Deed, Transfer TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 23, 2019	Deed of Trust, Mortgage QUICKEN LNS
Oct 26, 2018	Warranty Deed, Transfer BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2021 · Amount on File
Deed Sale	Mar 4, 2021 · Amount on File
Prior Sale	Oct 26, 2018 · Amount on File
Deed Document Number	2021951522
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD CO
Property Address	726 OWENS DR, SILT, CO 81652-9679
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 OWENS DR, SILT, CO 81652-9679

Mortgage

Document Number	0001013601
Date	Dec 5, 2025
Instrument	1013601

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD CO
Property Address	726 OWENS DR, SILT, CO 81652-9679
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000950388
Date	Feb 16, 2021
Instrument	950388

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARFIELD CO
Recording Date	Mar 4, 2021
Property Address	726 OWENS DR, SILT, CO 81652-9679
Document Number	0000951522
Instrument Date	Mar 1, 2021
Instrument	951522
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	726 OWENS DR, 726, SILT, CO 81652-9679

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 OWENS DR, SILT, CO 81652-9679

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD CO
Property Address	726 OWENS DR, SILT, CO 81652-9679
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000938641
Date	Jul 20, 2020
Instrument	938641

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	Aug 1, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD CO
Property Address	726 OWENS DR, SILT, CO 81652-9679
Document Number	0000928886
Instrument Date	Nov 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 OWENS DR SILT CO 816529679, SILT, CO 81652-9679

Mortgage

Document Number	0000928886
Date	Dec 2, 2019
Instrument	928886

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARFIELD CO
Recording Date	Oct 26, 2018
Property Address	726 OWENS DR, SILT, CO 81652-9679
Document Number	0000913497
Instrument Date	Oct 26, 2018
Instrument	913497
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE CO/THE ROCKIES INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 OWENS DR SILT CO 816529679, SILT, CO 81652-9679

Mortgage

Document Number	913498
Date	Oct 26, 2018
Instrument	913498

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 726 Owens Dr was $2,369, up 13.2% from the year before.

Source: Garfield County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Garfield County
Unified School District	Garfield School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,369.00 (+13.24%)	$29,180 (-2.11%) Land $3,720 Building $25,460	$408,380 (+5.75%) Land $13,790 Building $394,590
2024	$2,092.00 (+15.64%)	$29,810 (-) Land $4,210 Building $25,600	$386,160 (-) Land $15,930 Building $370,230
2023	$1,809.00 (+18.08%)	$29,810 (+27.5%) Land $4,210 Building $25,600	$386,160 (+31.26%) Land $15,930 Building $370,230
2022	$1,532.00	$23,380 Land $3,240 Building $20,140	$294,190 Land $12,290 Building $281,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 726 Owens Dr; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 726 Owens Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kellin Communications Fixed Wireless	1,000 / 220

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Owens Dr

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