726 N 5th Ave E, Duluth, MN 55805 Property Records

St. Louis County property record for 726 N 5th Ave E, Duluth, MN 55805 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,699 sqft · built 1891
Lot Size	0.08 acres (3,514 sqft)
Owner	Company Name on File
Last Sale	$128,000 (Oct 2020)
Tax Bill	$2,662 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-3490-01020`

Property Details

APN / Parcel Number

Primary APN	`010-3490-01020`
Alternative APN	`1023910`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,699 sqft Gross Area
1st Floor Area	1,053 sqft

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	3,514 sqft (0.08 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1023910
Street Address	726 N 5TH AVE E
City	DULUTH
State	MN
Zip	55805-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 35 FT OF N 70 FT OF LOTS 15 AND 16 SERIAL #
Legal Subdivision	NORTONS DIVISION OF DULUTH
Legal Block	8
Legal Lot Number	15-16
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4003
Census Tract	900

Owner

Source: St. Louis County records · APN 010-3490-01020

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 3144, DULUTH, MN 55803-3144
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage WESTERN NATIONAL BANK
Feb 18, 2021	Deed of Trust, Mortgage · Commercial Mortgage SUPERIOR CHOICE CU
Oct 09, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NAT'L BK/MN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 09, 2020 · Amount on Record
Deed Sale	Oct 09, 2020 · Amount on Record
Prior Sale	Jun 29, 2006 · Amount on Record
Deed Document Number	20201392621
Prior Transfer Date	Oct 06, 2013
Prior Transfer Doc	0001230634
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	726 N 5TH AVE E, DULUTH, MN 55805-1325
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001528694
Date	Feb 26, 2026
Instrument	1528694

Lender

Name	WESTERN NATIONAL BANK
Type	Bank
Address	DULUTH, MN 55816

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Feb 25, 2031

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	726 N 5TH AVE E, DULUTH, MN 55805-1325
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3144, DULUTH, MN 55803-3144

Mortgage

Document Number	0001404287
Date	Feb 18, 2021
Instrument	1404287

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 05, 2036

Interest

Rate	3.9%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 09, 2020
Property Address	726 N 5TH AVE E, DULUTH, MN 55805-1325
Document Number	00A1392621
Instrument Date	Sep 30, 2020
Instrument	A1392621
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$422.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3144 DULUTH MN 558033144, DULUTH, MN 55803-3144

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	726 N 5TH AVE E, DULUTH, MN 55805-1325
Document Number	00A1365742
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1910 6TH LN NW ELK RIVER MN 553301104, ELK RIVER, MN 55330-1104

Mortgage

Document Number	00A1365742
Date	Oct 21, 2019
Instrument	A1365742

Lender

Name	AMERICAN NAT'L BK/MN
Type	Bank
Address	BAXTER, MN 56425

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Oct 20, 2022

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,662.00 (+5.72%)
2025	$2,518.00 (+11.42%)	$206,800 (+13.38%) Land $14,000 Building $192,800	$206,800 (+13.38%) Land $14,000 Building $192,800
2024	$2,260.00	$182,400 (+24.93%) Land $12,700 Building $169,700	$182,400 (+24.93%) Land $12,700 Building $169,700
2022		$146,000 Land $14,000 Building $132,000	$146,000 Land $14,000 Building $132,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 574 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Spectrum, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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