726 Lear Rd, Portland, TN 37148 Property Records

Sumner County property record for 726 Lear Rd, Portland, TN 37148

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,230 sqft · built 2007
Lot Size	0.894 acres (38,974 sqft)
Owner	Individual Name on File
Last Sale	$117,900 (Jun 2008)
Tax Bill	$926 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083003O A 04800`

Property Details

APN / Parcel Number

Primary APN	`083003O A 04800`
Alternative APN	`003O A 04800`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,230 sqft Living Area
1st Floor Area	1,230 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	38,974 sqft
Lot Dimensions	319 ft deep x 122 ft wide
Terrain	Rolling
Porch	Open Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	726 LEAR RD
City	PORTLAND
State	TN
Zip	37148-4419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 23 PAGE: 336 BLOCK: LOT: 48 SUBD: MARTIN CHAPEL ROAD EST
Legal Subdivision	MARTIN CHAPEL ROAD E
Legal Lot Number	48 122
Jurisdiction	SUMNER TN
Township / Civil Division	2
Census Block Group	1
Census Block	1003
Census Tract	20203

Owner

726 Lear Rd is owned and occupied by an individual who bought it in June 2008.

Source: Sumner County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	726 LEAR RD, PORTLAND, TN 37148-4419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 30, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2008 · Amount on File
Deed Sale	Jun 19, 2008 · Amount on File
Deed Document Number	885568
Deed Book / Page	2980 / 396
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	726 LEAR RD, PORTLAND, TN 37148-4419
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055620746
Date	Apr 13, 2021
Book Page	5562/746
Instrument	1359653

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Nov 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	726 LEAR RD, PORTLAND, TN 37148-4419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050180058
Date	Aug 30, 2019
Book Page	5018/058
Instrument	1281003

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 726 Lear Rd was $926.

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$926.00	$65,200 Land $18,750 Building $46,450
2024			$260,800 Land $75,000 Building $185,800
2023	$888.00 (-0.45%)	$39,425 (-) Land $7,350 Building $32,075
2022	$892.00	$39,425 Land $7,350 Building $32,075
2021			$157,700 Land $29,400 Building $128,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 726 Lear Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 726 Lear Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER SYSTEM serves 25,761 people · EPA ID TN0000559
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Lear Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures