726 Lauree St, El Cajon, CA 92020 Property Records

San Diego County property record for 726 Lauree St, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,332 sqft · built 1951
Lot Size	0.186 acres (8,100 sqft)
Owner	Company Name on Record
Last Sale	$310,000 (Jan 2014)
Tax Bill	$5,086 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`492-060-02-00`

Property Details

APN / Parcel Number

Primary APN	`492-060-02-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	8,100 sqft (0.186 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	726 LAUREE ST
City	EL CAJON
State	CA
Zip	92020-5814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	BLK 2 LOT 3 TR 002693
Legal Subdivision	HARDIN ADD
Legal Tract	002693
Legal Block	2
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	15902

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	726 LAUREE ST, EL CAJON, CA 92020-5814
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Jun 28, 2021	Intrafamily Transfer, Transfer
Apr 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 7, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 19, 2017	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2014 · Amount on Record
Deed Sale	Jan 31, 2014 · Amount on Record
Deed Document Number	201444054
Last Transfer Date	Jun 8, 2021
Transfer Doc	0000466598
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	726 LAUREE ST, EL CAJON, CA 92020-5814
Transaction Type	Mortgage
Record Updated	Dec 3, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 LAUREE ST, EL CAJON, CA 92020-5814

Mortgage

Document Number	0000330007
Date	Nov 21, 2025
Instrument	2025-0330007

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	726 LAUREE ST, EL CAJON, CA 92020-5814
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 LAUREE ST, EL CAJON, CA 92020-5814

Mortgage

Document Number	0000181914
Date	Apr 26, 2022
Instrument	2022-0181914

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 28, 2021
Property Address	726 LAUREE ST, EL CAJON, CA 92020-5814
Document Number	0000466598
Map Reference	MAP 2693
Instrument Date	Jun 8, 2021
Instrument	2021-0466598
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	726 LAUREE ST, EL CAJON, CA 92020-5814
Investor	Possibly a Property Investor

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	726 LAUREE ST, EL CAJON, CA 92020-5814
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000147668
Date	Apr 13, 2018
Instrument	2018-0147668

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	726 LAUREE ST, EL CAJON, CA 92020-5814
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000182566
Date	May 15, 2019
Instrument	2019-0182566

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 7, 2020
Property Address	726 LAUREE ST, EL CAJON, CA 92020-5814
Document Number	0000605934
Instrument Date	Sep 28, 2020
Instrument	605934
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	726 LAUREE ST EL CAJON CA 920205814, EL CAJON, CA 92020-5814

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 19, 2017
Property Address	726 LAUREE ST, EL CAJON, CA 92020-5814
Document Number	0000028921
Map Reference	MAP2693
Instrument Date	Jan 11, 2017
Instrument	2017-0028921
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TITLE365 COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	726 LAUREE ST, EL CAJON, CA 92020-5814

Mortgage

Document Number	0000028922
Date	Jan 19, 2017
Instrument	2017-0028922

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$387,605 (+2%) Land $183,864 Building $203,741
2025	$5,086.00 (-3.45%) Homeowner's exemption	$380,006 (+4.04%) Land $180,259 Building $199,747
2023	$5,268.00 (+3.27%) Homeowner's exemption	$365,252 Land $173,260 Building $191,992
2022	$5,101.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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