726 Hildreth St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 726 Hildreth St, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,638 sqft · built 1977
Lot Size	0.869 acres (37,874 sqft)
Owner	2 Company Names on Record
Last Sale	$349,900 (Jul 2010)
Tax Bill	$7,014 (2026)
Deeds & Mortgages	Mar 2022 Refinance Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:46 B:91 L:1`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:46 B:91 L:1`
Alternative APNs	`M:0046 B:0091 L:0001` `237910`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,638 sqft Living Area
Gross Area	5,260 sqft
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,874 sqft (0.869 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	237910
Street Address	726 HILDRETH ST
City	DRACUT
State	MA
Zip	01826-3640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	DRACUT 4517E
Legal Block	91
Legal Lot Number	1
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	2
Census Block	2000
Census Tract	314200

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	726 HILDRETH ST, DRACUT, MA 01826-3640
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Oct 22, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Dec 29, 2016	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2010 · Amount on Record
Deed Sale	Jul 22, 2010 · Amount on Record
Deed Book / Page	204 / 73
Last Transfer Date	Oct 3, 2024
Transfer Doc	0000324753
Record Updated	Oct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Mar 15, 2022
Property Address	726 HILDRETH ST, DRACUT, MA 01826-3640
Document Number	0000315446
Instrument Date	Feb 1, 2022
Instrument	315446
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 HILDRETH ST, DRACUT, MA 01826-3640

Mortgage

Document Number	0000315447
Date	Mar 15, 2022
Instrument	315447

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	726 HILDRETH ST, DRACUT, MA 01826-3640
Document Number	0000307986
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 HILDRETH ST DRACUT MA 018263640, DRACUT, MA 01826-3640

Mortgage

Document Number	0000307986
Date	Nov 16, 2020
Instrument	307986

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 15, 2045

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	726 HILDRETH ST, DRACUT, MA 01826-3640
Document Number	0000290302
Instrument Date	Dec 29, 2016
Transaction Type	Mortgage
Record Updated	Feb 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000290302
Date	Jan 12, 2017
Instrument	290302

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2047

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,014.00 (+2.95%)	$725,300 (+7.74%) Land $247,100 Building $478,200	$573,515 (-)
2025	$6,813.00 (+4.08%)	$673,200 (+7.47%) Land $226,700 Building $446,500	$573,515 (+1.5%)
2024	$6,546.00 (+3.66%)	$626,400 (+14.87%) Land $215,900 Building $410,500	$565,060
2023	$6,315.00	$545,300 Land $187,800 Building $357,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1979–2006)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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