726 E John St, Matthews, NC 28105 Property Records

Mecklenburg County property record for 726 E John St, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 958 sqft · built 1975
Lot Size	0.482 acres (21,008 sqft)
Owner	Company Name on Record
Last Sale	$185,000 (Oct 2020)
Tax Bill	$2,300 (2023)
Deeds & Mortgages	Dec 2020 Transfer Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`227-234-29`

Property Details

APN / Parcel Number

Primary APN	`227-234-29`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	958 sqft Heated Area
Gross Area	1,030 sqft
1st Floor Area	958 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	21,008 sqft (0.482 acres)
Porch	Porch
Porch Area	32 sqft
Patio Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	227-234-29
Street Address	726 E JOHN ST
City	MATTHEWS
State	NC
Zip	28105-4830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9
Legal Description	L168 M17-327
Legal Subdivision	PINE FOREST SEC V
Legal Lot Number	168
Jurisdiction	MECKLENBURG NC
Township / Civil Division	13, MORNING STAR
Census Block Group	1
Census Block	1016
Census Tract	5834

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2013 PINE POINTE ST, MATTHEWS, NC 28104-8405
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 29, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2020 · Amount on Record
Deed Sale	Oct 29, 2020 · Amount on Record
Prior Sale	Oct 29, 2020 · Amount on Record
Deed Document Number	0000180908
Deed Book / Page	35248 / 986
Last Transfer Date	Dec 15, 2020
Transfer Doc	0000213035
Record Updated	Jun 7, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 15, 2020
Property Address	726 E JOHN ST, MATTHEWS, NC 28105-4830
Document Number	0000213035
Book / Page	035438 / 000108
Instrument Date	Dec 9, 2020
Instrument	213035
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2013 PINE POINTE ST MATTHEWS NC 281048405, MATTHEWS, NC 28104-8405

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 29, 2020
Property Address	726 E JOHN ST, MATTHEWS, NC 28105-4830
Document Number	0000180908
Book / Page	35248 / 986
Map Reference	MB 17 PG 327
Instrument Date	Oct 29, 2020
Instrument	2020180908
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 GREAT OAKS LN, 125, CHARLOTTE, NC 28270-0826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 E JOHN ST, MATTHEWS, NC 28105-4830

Mortgage

Document Number	0000180909
Date	Oct 29, 2020
Instrument	2020180909

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Nov 1, 2025
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	5.37%
Index	5-Year CMT
Max Rate	9.37%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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