726 E 7th St, Loveland, CO 80537 Property Records

Larimer County property record for 726 E 7th St, Loveland, CO 80537

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,118 sqft · built 1923
Lot Size	0.132 acres (5,732 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Mar 2017)
Tax Bill	$2,181 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`95134-07-003`

Property Details

APN / Parcel Number

Primary APN	`95134-07-003`
Alternative APN	`R0389595`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,118 sqft Living Area
Gross Area	1,586 sqft
1st Floor Area	1,118 sqft
Basement Area	468 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Lot Area	5,732 sqft (0.132 acres)
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Open Slab
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0389595
Street Address	726 E 7TH ST
City	LOVELAND
State	CO
Zip	80537-4906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3E
Legal Description	W 8 1/3 FT OF LOT 2, ALL OF 3 & E 8 1/3 FT OF LOT 4, BLK 1, AMD GIFFORD GOSS ADD, LOV
Legal Range	69W
Legal Township	5N
Legal Section	13
Legal Subdivision	GIFFORD-GOSS
Legal Block	1
Legal Lot Number	2,4
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	3
Census Block	3020
Census Tract	1711

Owner

726 E 7th St is owned and occupied by two individuals who acquired it in April 2022.

Source: Larimer County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	726 E 7TH ST, LOVELAND, CO 80537-4906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
May 3, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCING CORP
Mar 20, 2017	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2017 · Amount on File
Deed Sale	Mar 20, 2017 · Amount on File
Prior Sale	Dec 12, 2002 · Amount on File
Deed Document Number	201718067
Last Transfer Date	Apr 20, 2022
Transfer Doc	0000028261
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	726 E 7TH ST, LOVELAND, CO 80537-4906
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031520
Date	Jul 25, 2023
Instrument	20230031520

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Aug 14, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	May 3, 2022
Property Address	726 E 7TH ST, LOVELAND, CO 80537-4906
Document Number	0000028261
Instrument Date	Apr 20, 2022
Instrument	20220028261
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	726 E 7TH ST, LOVELAND, CO 80537-4906

Mortgage

Document Number	0000028262
Date	May 3, 2022
Instrument	20220028262

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 20, 2017
Property Address	726 E 7TH ST, LOVELAND, CO 80537-4906
Document Number	0000018067
Instrument Date	Mar 17, 2017
Instrument	20170018067
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 E 7TH ST, LOVELAND, CO 80537-4906

Mortgage

Document Number	0000018068
Date	Mar 20, 2017
Instrument	20170018068

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Mortgage

Document Number	0000018070
Date	Mar 20, 2017
Instrument	20170018070

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 726 E 7th St was $2,181, up 14.2% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Loveland City
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,181.00 (+14.25%)	$25,507 Land $2,563 Building $22,944	$408,100 Land $41,000 Building $367,100
2024	$1,909.00 (+3.64%)
2023	$1,842.00 (+5.02%)	$27,617 (+25.23%) Land $2,747 Building $24,870	$412,200 (+29.91%) Land $41,000 Building $371,200
2022	$1,754.00	$22,053 Land $2,850 Building $19,203	$317,300 Land $41,000 Building $276,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 726 E 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 726 E 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOVELAND serves 91,077 people · EPA ID CO0135485
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loveland Pulse Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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