726 E 5th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 726 E 5th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,314 sqft · built 1909
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (May 2022)
Tax Bill	$1,405 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-327-004.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-327-004.000-023`
Alternative APN	`01611184664`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,314 sqft Living Area
Gross Area	901 sqft
Attic	Attic
Attic Area	550 sqft
Basement Area	137 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1955
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	115 ft deep x 100 ft wide
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01611184664
Street Address	726 E 5TH ST
City	MISHAWAKA
State	IN
Zip	46544-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4 & 5 STRONGS 1ST ADD
Legal Subdivision	STRONGS 1ST ADD
Legal Lot Number	4-5 5
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	4
Census Block	4015
Census Tract	10300

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	726 E 5TH ST, MISHAWAKA, IN 46544-2225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Warranty Deed, Transfer · FHA Mortgage LOWER LLC
Sep 30, 2020	Deed, Transfer · Conventional Mortgage MEMBER FIRST MORTGAGE LLC
Dec 9, 2009	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Prior Sale	Sep 30, 2020 · Amount on Record
Deed Document Number	0002215232
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 25, 2022
Property Address	726 E 5TH ST, MISHAWAKA, IN 46544-2225
Document Number	0002215232
Map Reference	PB 8 PG 63
Instrument Date	May 13, 2022
Instrument	2215232
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 E 5TH ST, MISHAWAKA, IN 46544-2225

Mortgage

Document Number	0002215233
Date	May 25, 2022
Instrument	2215233

Lender

Name	LOWER LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 30, 2020
Property Address	726 E 5TH ST, MISHAWAKA, IN 46544-2225
Document Number	0002029486
Map Reference	PB 8 PG 63
Instrument Date	Sep 17, 2020
Instrument	2029486
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 E 5TH ST, MISHAWAKA, IN 46544-2225

Mortgage

Document Number	0002028751
Date	Sep 24, 2020
Instrument	2028751

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

December 2009: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 9, 2009
Property Address	726 E 5TH ST, MISHAWAKA, IN 46544-2225
Document Number	0000940128
Instrument Date	Jun 26, 2007
Instrument	0940128
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	726 E 5TH ST, MISHAWAKA, IN 46544-2225

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$110,500 (-9.5%) Land $50,800 Building $59,700	$110,500 (-9.5%) Land $50,800 Building $59,700
2024	$1,405.00 (+2.18%)
2023	$1,375.00 (+28.99%)	$122,100 (+24.46%) Land $50,800 Building $71,300	$122,100 (+24.46%) Land $50,800 Building $71,300
2022	$1,066.00	$98,100 Land $50,800 Building $47,300	$98,100 Land $50,800 Building $47,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Verizon.

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