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726 E 12th St, #A, Panama City, FL 32401 Property Records

Bay County property record for 726 E 12th St, #A, Panama City, FL 32401

Property Summary

Property TypeVacant Land
Lot Size0.081 acres (3,528 sqft)
OwnerIndividual Name on File
Last Sale$2,500 (Aug 2019)
Tax Bill$181 (2025)
Deeds & MortgagesNov 2023 Transfer
Mar 2023 Transfer
Flood ZoneZone X (minimal risk)
APN17430-000-000

Property Details

APN / Parcel Number

Primary APN17430-000-000

Exterior

Lot Area3,528 sqft (0.081 acres)
Lot Dimensions71 ft deep x 50 ft wide

Location & Zoning

Street Address726 E 12TH ST, A
CityPANAMA CITY
StateFL
Zip32401-3344
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodePC04
Legal DescriptionSHADY HAVEN LOT 1 LESS N 55 BLK G ORB 4749 P 231
Legal Range14W
Legal Township04S
Legal Section04
Legal SubdivisionSHADY HAVEN
Legal BlockG
Legal Lot Number1
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group3
Census Block3019
Census Tract1600

Owner

726 E 12th St, #A is owned by an individual who acquired it in March 2023.

Source: Bay County records, as of January 5, 2026

Owner of RecordIndividual Name on File
Mailing Address611 HAMILTON AVE, PANAMA CITY, FL 32401-3607
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2023Intrafamily Transfer, Transfer
Mar 7, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2019 · Amount on File
Deed SaleAug 26, 2019 · Amount on File
Deed Document Number201976255
Deed Book / Page4160 / 1318
Last Transfer DateMar 7, 2023
Transfer Doc0046641215
Record UpdatedSep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY FL
Recording DateNov 14, 2023
Property Address1123 N PALO ALTO AVE, PANAMA CITY, FL 32401
Document Number0047490231
Book / Page4749 / 231
Map ReferenceMB 1 PG 57
Instrument DateNov 14, 2023
Instrument2023071546
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10 GRANT DR, NEWPORT NEWS, VA 23608-1405

Transferred To (Grantee/Buyer)

NameVerified Name
Address611 HAMILTON AVE, PANAMA CITY, FL 32401-3607

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY FL
Recording DateMar 7, 2023
Property Address1123 N PALO ALTO AVE, PANAMA CITY, FL 32401
Document Number0046641215
Book / Page4664 / 1215
Map ReferenceMB 1 PG 57
Instrument DateMar 7, 2023
Instrument2023013517
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address611 HAMILTON AVE, PANAMA CITY, FL 32401-3607

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 GRANT DR, NEWPORT NEWS, VA 23608-1405

Tax Assessment & Valuation

The 2025 property tax bill for 726 E 12th St, #A was $181, down 6.7% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$181.00 (-6.7%)$11,520 Land $11,520$11,520 Land $11,520
2024$194.00 (-42.09%)
2023$335.00 (+6.35%)$9,720 (+34.33%) Land $9,720$9,720 (+34.33%) Land $9,720
2022$315.00$7,236 Land $7,236$7,236 Land $7,236

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 726 E 12th St, #A in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1995)
Most Recent ClaimOct 1995 · Hurricane Opal

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 726 E 12th St, #A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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