Christian County property record for 726 Division St, Sparta, MO 65753
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 2,190 sqft · built 1991 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $646,900 (Apr 2026) |
| Tax Bill | $3,029 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-0.7-25-0-0-8 |
| Primary APN | 12-0.7-25-0-0-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 2,190 sqft Living Area |
| 1st Floor Area | 2,190 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 60,984 sqft (1.4 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 726 DIVISION ST |
|---|---|
| City | SPARTA |
| State | MO |
| Zip | 65753-8967 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 480 E NWC S2 SE,THE E 270, S 210, W 270. N TO POB. |
| Legal Range | 20W |
| Legal Township | 27N |
| Legal Section | 25 |
| Legal Subdivision | SPARTA TOWN OF IN |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | SPARTA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20402 |
Source: Christian County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 776 DIVISION ST, SPARTA, MO 65753-8967 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OAKSTAR BANK NA |
| Nov 5, 2025 | Deed of Trust, Mortgage · Line of Credit MISSOURI ELECTRIC CO-OP EMPLOYEES CU |
| Apr 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Apr 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Nov 23, 2020 | Warranty Deed, Transfer CHOICE TITLE AGENCY INC, CHOICE ESCROW & LAND TITLE LLC |
| Mar 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage OAKSTAR BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on Record |
| Deed Sale | Apr 14, 2026 · Amount on Record |
| Prior Sale | Mar 23, 2020 · Amount on Record |
| Deed Document Number | 20264458 |
| Deed Book / Page | 2026 / 4394 |
| Prior Transfer Date | Feb 16, 2016 |
| Prior Transfer Doc | 0201601684 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 726 DIVISION ST, SPARTA, MO 65753-8967 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | HOAGLAND TITLE COMPANY, HOGAN LAND TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0202106373 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 2021/6373 |
| Instrument | 2021L06418 |
| Name | OAKSTAR BANK NA |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 726 DIVISION ST, SPARTA, MO 65753-8967 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 726 DIVISION ST, SPARTA, MO 65753-8967 |
| Document Number | 0202512881 |
|---|---|
| Date | Nov 5, 2025 |
| Book Page | 2025/12881 |
| Instrument | 2025L13042 |
| Name | MISSOURI ELECTRIC CO-OP EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 30, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Apr 14, 2026 |
| Property Address | 726 DIVISION ST, SPARTA, MO 65753-8967 |
| Document Number | 0000004458 |
| Book / Page | 2026 / 4394 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 20264458 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | TITAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000004460, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 2026/4396 |
| Instrument | 20264460 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Apr 14, 2026 |
| Property Address | 726 DIVISION ST, SPARTA, MO 65753-8967 |
| Document Number | 0202604394 |
| Book / Page | 2026 / 4394 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 20264458 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | TITAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000004460, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 2026/4396 |
| Instrument | 20264460 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Nov 23, 2020 |
| Property Address | 726 DIVISION ST, SPARTA, MO 65753-8967 |
| Document Number | 0202019758 |
| Book / Page | 002020 / 019758 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 19947 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2020 |
| Title Company | CHOICE TITLE AGENCY INC, CHOICE ESCROW & LAND TITLE LLC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 726 DIVISION ST SPARTA MO 657538967, SPARTA, MO 65753-8967 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Mar 23, 2020 |
| Property Address | 726 DIVISION ST, SPARTA, MO 65753-8967 |
| Document Number | 0202003675 |
| Book / Page | 2020 / 3675 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 2020L03717 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | CHOICE ESCROW & LAND TTL LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 726 DIVISION ST, SPARTA, MO 65753-8967 |
| Document Number | 2020L03718 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 2020L03718 |
| Name | OAKSTAR BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Christian County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Municipality | Sparta City |
| Unified School District | Sparta R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,029.00 (+6.58%) | $55,120 (+7.05%) | $290,100 (+7.05%) Land $22,800 Building $267,300 |
| 2024 | $2,842.00 | ||
| 2023 | $51,490 | $271,000 Land $22,800 Building $248,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPARTA PWS serves 1,946 people · EPA ID MO5010752 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| WON Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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