726 Courthouse Dr, Saluda, VA 23149 Property Records

Middlesex County property record for 726 Courthouse Dr, Saluda, VA 23149

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1972
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jul 2026)
Tax Bill	$688 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`26 144A`

Property Details

APN / Parcel Number

Primary APN	`26 144A`
Alternative APN	`301`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	1,506 sqft
1st Floor Area	960 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1988
Exterior Material	Masonite
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Deck Area	50 sqft
Shed	1 Shed
Storage Building	432 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	301
Street Address	726 COURTHOUSE DR
City	SALUDA
State	VA
Zip	23149-3002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	SALUDA .459 AC DB 95-373 W22-35 D24-1551 D26-126 D26-1112
Jurisdiction	MIDDLESEX VA
Township / Civil Division	SALUDA
Census Block Group	4
Census Block	4027
Census Tract	951000

Owner

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	726 COURTHOUSE DR, SALUDA, VA 23149-3002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE
Jan 23, 2026	Deed, Transfer INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2026 · Amount on Record
Deed Sale	Jul 10, 2026 · Amount on Record
Prior Sale	Jan 23, 2026 · Amount on Record
Deed Document Number	20261112
Prior Transfer Date	Oct 7, 2024
Prior Transfer Doc	0000001551
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Jul 10, 2026
Property Address	726 COURTHOUSE DR, SALUDA, VA 23149-3002
Document Number	0000001112
Instrument Date	Jul 8, 2026
Instrument	20261112
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26,260.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 COURTHOUSE DR, SALUDA, VA 23149-3002

Mortgage

Document Number	0000001113,
Date	Jul 10, 2026
Instrument	20261113

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Jan 23, 2026
Property Address	726 COURTHOUSE DR, SALUDA, VA 23149-3002
Document Number	0260000126
Map Reference	MB 95 PG 361
Instrument Date	Jan 16, 2026
Instrument	260000126
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	68 MCLANE DR, FREDERICKSBURG, VA 22406-1147

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$688.00	$112,900 (-) Land $34,000 Building $78,900	$112,900 (-) Land $34,000 Building $78,900
2025	$688.00	$112,900 (-) Land $34,000 Building $78,900	$112,900 (-) Land $34,000 Building $78,900
2023	$688.00	$112,900 Land $34,000 Building $78,900	$112,900 Land $34,000 Building $78,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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