726 Cherry Hill Rd, Jefferson, NC 28640 Property Records

Ashe County property record for 726 Cherry Hill Rd, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	1,528 sqft · built 1990
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$337,000 (Mar 2024)
Tax Bill	$1,478 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12383-062`

Property Details

APN / Parcel Number

Primary APN	`12383-062`
Alternative APNs	`123905485816` `109380` `116498`

Interior

Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,528 sqft Heated Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Lot Area	43,560 sqft (1 acres)
Garage Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	116498
Old Parcel Number	12383062
Street Address	726 CHERRY HILL RD
City	JEFFERSON
State	NC
Zip	28640-9063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 A RT 1628 (RURAL PAVED)
Legal Subdivision	ROBERT WISE AND WIFE NICOLE WISE
Jurisdiction	ASHE NC
Township / Civil Division	OBIDS
Census Block Group	3
Census Block	3046
Census Tract	970801

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	726 CHERRY HILL RD, JEFFERSON, NC 28640-9063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Warranty Deed, Transfer · Conventional Mortgage LIFESTORE BANK
Aug 21, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2024 · Amount on Record
Deed Sale	Mar 28, 2024 · Amount on Record
Prior Sale	Aug 21, 2020 · Amount on Record
Deed Document Number	20241308
Deed Book / Page	561 / 1592
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Mar 28, 2024
Property Address	726 CHERRY HILL RD, JEFFERSON, NC 28640-9063
Document Number	00561/1592
Book / Page	561 / 1592
Map Reference	MB 9 PG 968
Instrument Date	Mar 26, 2024
Instrument	1308
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$674.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 CHERRY HILL RD, JEFFERSON, NC 28640-9063

Mortgage

Document Number	00561/1596
Date	Mar 28, 2024
Book Page	561/1596
Instrument	1309

Lender

Name	LIFESTORE BANK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Aug 21, 2020
Property Address	726 CHERRY HILL RD, JEFFERSON, NC 28640-9063
Document Number	00515/2295
Book / Page	515 / 2295
Map Reference	MB 9 PG 968
Instrument Date	Aug 21, 2020
Instrument	4037
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1400 MOUNT JEFFERSON RD # RD7, RD7, WEST JEFFERSON, NC 28694-8426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 EDGEDALE DR, HIGH POINT, NC 27262-2908
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004038
Date	Aug 21, 2020
Instrument	4038

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,478.00	$276,900 (-) Land $20,000 Building $256,900	$276,900 (-) Land $20,000 Building $256,900
2025	$1,478.00 (+3.87%)	$276,900 (-) Land $20,000 Building $256,900	$276,900 (-) Land $20,000 Building $256,900
2023	$1,423.00 (+21.52%)	$276,900 (+57.15%) Land $20,000 Building $256,900	$276,900 (+57.15%) Land $20,000 Building $256,900
2022	$1,171.00	$176,200 Land $20,000 Building $156,200	$176,200 Land $20,000 Building $156,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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