726 Centennial St, Cambridge, MN 55008 Property Records

Isanti County property record for 726 Centennial St, Cambridge, MN 55008

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,294 sqft · built 1968
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Last Sale$299,900 (Jan 2026)
Tax Bill$3,744 (2026)
Deeds & MortgagesNov 2021 Mortgage
Jan 2026 Foreclosure
Flood ZoneZone X (minimal risk)
APN15.061.0020

Property Details

APN / Parcel Number

Primary APN15.061.0020

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Building Area1,294 sqft Heated Area
1st Floor Area1,232 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1995
Architectural StyleSplit Level
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions130 ft deep x 94 ft wide
Garage Area616 sqft
DrivewayDriveway
Deck Area616 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Street Address726 CENTENNIAL ST
CityCAMBRIDGE
StateMN
Zip55008-1083
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISIONNAME MAPLE DELL PARK 2 LOT 002 BLOCK 001 SUBDIVISIONCD 15061
Legal Range023
Legal Township036
Legal Section29
Legal SubdivisionMAPLE DELL PARK 2
Legal Block1
Legal Lot Number2
JurisdictionISANTI MN
Township / Civil DivisionCAMBRIDGE
Census Block Group2
Census Block2012
Census Tract130302

Owner

Source: Isanti County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address726 CENTENNIAL ST, CAMBRIDGE, MN 55008-1083
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2021Deed of Trust, Mortgage
MY CREDIT UNION
Jan 9, 2026Trustee's Deed, Foreclosure · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2026 · Amount on Record
Deed SaleJan 9, 2026 · Amount on Record
Deed Document Number2026542321
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionISANTI MN
Property Address726 CENTENNIAL ST, CAMBRIDGE, MN 55008-1083
Transaction TypeMortgage
Record UpdatedJan 23, 2026
Title CompanySERVION COMMERCIAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address26495 BASELINE AVE, NEW PRAGUE, MN 56071-8973

Mortgage

Document Number000A510383
DateNov 4, 2021
InstrumentA510383
Lender
NameMY CREDIT UNION
TypeCredit Union
AddressMINNEAPOLIS, MN 55423
Agreement
AmountAmount Recorded
Term180 Months
DueNov 10, 2036
Interest
Rate TypeAdjustable Rate

January 2026: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionISANTI MN
Recording DateJan 9, 2026
Property Address726 CENTENNIAL ST, CAMBRIDGE, MN 55008-1083
Document Number000A542321
Instrument DateJan 5, 2026
InstrumentA542321
Transaction TypeForeclosure
Record UpdatedJan 23, 2026
Title CompanyUNKNOWN, LAKE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$989.67
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address726 CENTENNIAL ST, CAMBRIDGE, MN 55008-1083

Mortgage

Document Number000A542322
DateJan 9, 2026
InstrumentA542322
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2055

Tax Assessment & Valuation

Source: Isanti County assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyIsanti County
MunicipalityCambridge City
Unified School DistrictCambridge-Isanti Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,744.00 (-8.95%)$294,800 (+3.84%) Land $50,000 Building $244,800$294,800 (+3.84%) Land $50,000 Building $244,800
2025$4,112.00 (+129.85%)$283,900 (+6.45%) Land $50,000 Building $233,900$283,900 (+6.45%) Land $50,000 Building $233,900
2023$1,789.00$266,700 Land $21,400 Building $245,300$266,700 Land $21,400 Building $245,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCambridge
serves 9,862 people · EPA ID MN1300002
Water SourceGroundwater
Last State InspectionAug 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ECE Fiber
Fiber
2,000 / 2,000
Midco
Cable
2,000 / 350
Windstream
DSL
200 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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