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726 Bending Oak S, Hernando, MS 38632 Property Records

DeSoto County property record for 726 Bending Oak S, Hernando, MS 38632 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Year BuiltBuilt 2005
Square Footage2,702 sqft Adjusted Area
Lot Size22,888 sqft (0.525 acres)
Pool512 sqft
OccupancyOwner Occupied
Last Sale$311,900 (2008)
Tax Bill$3,028.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-07-3-07-23-0-00081-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area2,702 sqft Adjusted Area
1st Floor1,600 sqft 1st Floor
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer Exterior
Construction TypeBrick Construction
Roof ConstructionHip Roof Construction
Roof MaterialShingle Roof
Lot Area22,888 sqft (0.525 acres)
Depth X Width189 ft x 120 ft Depth x Width
Pool Area512 sqft Pool
Patio Area448 sqft Patio

Location & Zoning

Street Address726 BENDING OAK S
CityHERNANDO
StateMS
Zip38632-6524
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGROVE PARK SEC B LOT 81
Legal Range007
Legal Township03S
Legal Section07
Legal SubdivisionGROVE PARK SEC B
Legal Lot Number81
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup1
Census Block1015
Census Tract71001

Owner

Source: DeSoto County records · APN 3-07-3-07-23-0-00081-00

Assessment roll updated December 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address726 BENDING OAK S, HERNANDO, MS 38632-6524
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2024Deed of Trust, Mortgage · Line of Credit
CADENCE BANK NA
Jan 02, 2024Intrafamily Transfer, Transfer
Jan 02, 2024Intrafamily Transfer, Transfer
Sep 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 03, 2008 · Amount on Record
Deed SaleApr 03, 2008 · Amount on Record
Prior SaleSep 06, 2005
Deed Book / Page581 / 568
Last Transfer DateNov 15, 2023
Transfer Doc0001024/79
Record RefreshedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address726 BENDING OAK S, HERNANDO, MS 38632-6524
Transaction TypeMortgage
Record UpdatedJan 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address726 BENDING OAK S, HERNANDO, MS 38632-6524

Mortgage

Document Number05661/3921
DateJan 22, 2024
Book Page5661/3921
Lender
NameCADENCE BANK NA
TypeBank
AddressHERNANDO, MS 38632
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 26, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESOTO MS
Recording DateJan 02, 2024
Property Address726 BENDING OAK S, HERNANDO, MS 38632-6524
Document Number0001024/79
Book / Page1024 / 79
Map ReferenceMB 85 PG 32&33
Instrument DateNov 15, 2023
Transaction TypeTransfer
Record UpdatedJan 16, 2024

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address726 BENDING OAK S, HERNANDO, MS 38632-6524

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address726 BENDING OAK S, HERNANDO, MS 38632-6524

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESOTO MS
Recording DateJan 02, 2024
Property Address726 BENDING OAK S, HERNANDO, MS 38632-6524
Document Number0001024/81
Book / Page1024 / 81
Map ReferenceMB 85 PG 32&33
Instrument DateNov 15, 2023
Transaction TypeTransfer
Record UpdatedJan 16, 2024

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address726 BENDING OAK S, HERNANDO, MS 38632-6524

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address726 BENDING OAK S, HERNANDO, MS 38632-6524

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address726 BENDING OAK S, HERNANDO, MS 38632-6524
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005342/331
DateSep 13, 2021
Book Page5342/331
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueOct 01, 2031

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,028.00 (+20.11%)$28,570 (+40.48%) Land $3,500 Building $25,070$285,698 (+40.47%) Land $35,000 Building $250,698
2023$2,521.00$20,338$203,382 Land $35,000 Building $168,382

Flood & Wildfire

726 Bending Oak S is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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