726 BEL ARBOR TRL WEBSTER NY 145809400, WEBSTER, NY 14580-9400
Mortgage
Document Number
0000000137
Date
Sep 23, 2020
Book Page
028747/000672
Instrument
137
Lender
Name
ESL FCU
Type
Credit Union
Address
ROCHESTER, NY 14604
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
180 Months
Due
Sep 22, 2035
Interest
Rate Type
Adjustable Rate
Rate
2.75%
September 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
MONROE NY
Property Address
726 BEL ARBOR TRL, WEBSTER, NY 14580-9400
Document Number
0000000136
Instrument Date
Sep 10, 2020
Transaction Type
Mortgage
Record Updated
Nov 12, 2020
Title Company
CHICAGO TITLE ROCHESTER
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
726 BEL ARBOR TRL WEBSTER NY 145809400, WEBSTER, NY 14580-9400
Mortgage
Document Number
0000000136
Date
Sep 23, 2020
Book Page
028747/000660
Instrument
136
Lender
Name
ESL FCU
Type
Credit Union
Address
ROCHESTER, NY 14604
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
180 Months
Due
Sep 22, 2035
December 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
MONROE NY
Property Address
726 BEL ARBOR TRL, WEBSTER, NY 14580-9400
Document Number
0000000130
Instrument Date
Dec 20, 2019
Transaction Type
Mortgage
Record Updated
Feb 17, 2020
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
726 BEL ARBOR TRL WEBSTER NY 145809400, WEBSTER, NY 14580-9400
Mortgage
Document Number
0000000130
Date
Jan 10, 2020
Book Page
028352/000156
Instrument
130
Lender
Name
ESL FCU
Type
Credit Union
Address
ROCHESTER, NY 14604-2424
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
January 2019: Administrator's Deed, Transfer
Document Type
Administrator's Deed
Jurisdiction
MONROE NY
Recording Date
Jan 16, 2019
Property Address
726 BEL ARBOR TRL, WEBSTER, NY 14580-9400
Document Number
0000000209
Book / Page
12136 / 339
Map Reference
LB 287 PG 5
Instrument Date
Dec 24, 2018
Instrument
201901160209
Transaction Type
Transfer
Record Updated
May 5, 2022
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$860.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
1391 SE 60TH STREET, 1391, BELLEVUE, WA 98006
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
726 BEL ARBOR TRL, WEBSTER, NY 14580-9400
Investor
Possibly a Property Investor
Mortgage
Document Number
0000000210
Date
Jan 16, 2019
Instrument
201901160210
Lender
Name
ESL FCU
Type
Credit Union
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Feb 1, 2049
Tax Assessment & Valuation
The 2026 property tax bill for 726 Bel Arbor Trl was $9,520, up 1.9% from the year before.
Source: Monroe County and Webster Town assessment roll, as of March 30, 2026
Property Jurisdictions
Type
Name
State
New York
County
Monroe County
County Subdivision
Webster Town
Unified School District
Webster Central School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$9,520.00 (+1.85%)
2025
$9,347.00
$195,000Land $22,900Building $172,100
$406,300Land $47,714Building $358,586
2023
$195,000 (-)Land $22,900Building $172,100
$336,200 (+10.34%)Land $39,482Building $296,718
2022
$195,000Land $22,900Building $172,100
$304,700Land $35,783Building $268,917
2021
$8,896.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 726 Bel Arbor Trl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
3 in force
Nearby Flood Claims
3 (1979–2004)
Claims Outside the SFHA
1 of 3
Most Recent Claim
May 2004 · Severe Storms And Flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 726 Bel Arbor Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood
Under 0.01% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source
Surface water
Last State Inspection
Dec 2025
Lead
5 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Corrosion control currently in violation since Jan 2025
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile Fixed Wireless
100 / 20
May also be available: Frontier, Greenlight Networks, Verizon.