7256 Live Oak Dr, Naples, FL 34114 Property Records

Collier County property record for 7256 Live Oak Dr, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	1,685 sqft · built 2015
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Nov 2024)
Tax Bill	$8,821 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`722400 1185B35`

Property Details

APN / Parcel Number

Primary APN	`722400 1185B35`
Alternative APN	`82679003061`

Interior

Stories	1 Story
Building Area	1,685 sqft Living Area
1st Floor Area	1,685 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Lot Area	6,970 sqft (0.16 acres)
Pool Area	252 sqft
Deck Area	1,272 sqft

Location & Zoning

Street Address	7256 LIVE OAK DR
City	NAPLES
State	FL
Zip	34114-8155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDING CYPRESS PHASE ONE LOT 118
Legal Range	26
Legal Township	50
Legal Section	35
Legal Subdivision	WINDING CYPRESS PHASE 1
Legal Phase	1
Legal Tract	722400
Legal Block	2
Legal Lot Number	118
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	2
Census Block	2041
Census Tract	11108

Owner

7256 Live Oak Dr is owned and occupied by two individuals who bought it in November 2024.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7256 LIVE OAK DR, NAPLES, FL 34114-8155
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Mar 8, 2022	Warranty Deed, Transfer · Conventional Mortgage RBC BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2024 · Amount on File
Deed Sale	Nov 14, 2024 · Amount on File
Prior Sale	Mar 8, 2022 · Amount on File
Deed Document Number	20246612195
Deed Book / Page	6414 / 1208
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	7256 LIVE OAK DR, NAPLES, FL 34114-8155
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7256 LIVE OAK DR, NAPLES, FL 34114-8155

Mortgage

Document Number	0065441769
Date	Jan 12, 2026
Book Page	6544/1769
Instrument	6773060

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 8, 2022
Property Address	7256 LIVE OAK DR, NAPLES, FL 34114-8155
Document Number	0060941531
Book / Page	6094 / 1531
Map Reference	MB 57 PG 89-97
Instrument Date	Mar 3, 2022
Instrument	6216061
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,455.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 99042, NAPLES, FL 34116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 HOMESTEAD DRIVE, ONTARIO XX

Mortgage

Document Number	0060941533
Date	Mar 8, 2022
Instrument	6094/1533

Lender

Name	RBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.12%
Index	Other
Margin	3
Max Rate	9.12%

Tax Assessment & Valuation

The 2025 property tax bill for 7256 Live Oak Dr was $8,821 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$467,997 (-27.81%)	$574,332 (-11.4%) Land $248,815 Building $325,517
2025	$8,821.00	$648,243 Land $338,026 Building $310,217	$648,243 Land $338,026 Building $310,217
2023		$574,131 Land $179,467 Building $394,664	$574,131 Land $179,467 Building $394,664
2021	$5,596.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7256 Live Oak Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 672 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,102 units insured incl. 430 condo units
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7256 Live Oak Dr is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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