7256 Gadwall Way, O Fallon, MO 63368 Property Records

St. Charles County property record for 7256 Gadwall Way, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,139 sqft · built 1997
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$128,350 (Feb 1997)
Tax Bill	$4,468 (2025)
Deeds & Mortgages	Nov 2023 Sale Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`A972000542`

Property Details

APN / Parcel Number

Primary APN	`A972000542`
Alternative APN	`2-0130-7519-00-0085.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,139 sqft Living Area
Gross Area	3,715 sqft
1st Floor Area	1,178 sqft
Basement Area	1,156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A972000542
Street Address	7256 GADWALL WAY
City	O FALLON
State	MO
Zip	63368-8047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	VLGS AT DARDENNE OAKLAND VLG LOT 85
Legal Subdivision	VLGS AT DARDENNE OAKLAND VLG
Legal Lot Number	85
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2003
Census Tract	311152

Owner

7256 Gadwall Way is owned and occupied by two individuals who acquired it in November 2023.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7256 GADWALL WAY, O FALLON, MO 63368-8047
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Beneficiary Deed, Transfer
Nov 13, 2018	Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 1997 · Amount on File
Deed Sale	Feb 21, 1997 · Amount on File
Deed Document Number	19979596
Deed Book / Page	1915 / 230
Last Transfer Date	Nov 14, 2023
Transfer Doc	0000046926
Record Updated	Sep 20, 2026

November 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 15, 2023
Property Address	7256 GADWALL WAY, O FALLON, MO 63368-8047
Document Number	0000046926
Map Reference	MB 33 PG 192-194
Instrument Date	Nov 14, 2023
Instrument	2023R-046926
Transaction Type	Transfer
Record Updated	Dec 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7256 GADWALL WAY, O FALLON, MO 63368-8047

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7256 GADWALL WAY, O FALLON, MO 63368-8047

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7256 GADWALL WAY, O FALLON, MO 63368-8047
Document Number	0070071556
Instrument Date	Nov 13, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7256 GADWALL WAY O FALLON MO 633688047, O FALLON, MO 63368-8047

Mortgage

Document Number	0070071556
Date	Nov 28, 2018
Book Page	007007/001556
Instrument	665900

Lender

Name	NEIGHBORS CU
Address	ST LOUIS, MO 63123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 27, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7256 Gadwall Way was $4,468.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,625 (-)	$366,448 (-) Land $75,000 Building $291,448
2025	$4,468.00	$69,625	$366,448 Land $75,000 Building $291,448
2023		$65,863
2022			$346,648 Land $50,000 Building $296,648

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7256 Gadwall Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7256 Gadwall Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: T-Mobile, Verizon.

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