7256 Bernard Ave, Cincinnati, OH 45231 Property Records

Hamilton County property record for 7256 Bernard Ave, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1947
Lot Size	0.221 acres (9,627 sqft)
Owner	Individual Name on Record
Last Sale	$194,000 (Jul 2026)
Tax Bill	$1,924 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`593-0008-0228-00`

Property Details

APN / Parcel Number

Primary APN	`593-0008-0228-00`
Alternative APN	`68124181`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	1,992 sqft
1st Floor Area	1,092 sqft
Basement Area	900 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,627 sqft (0.221 acres)
Lot Dimensions	192 ft deep x 50 ft wide
Porch	Open Frame Porch
Porch Area	125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	7256 BERNARD AVE
City	CINCINNATI
State	OH
Zip	45231-5514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERNARD AVE 50 X192 LOT 141 SUNSET HTS SUB
Legal Subdivision	SUNSET HTS SUB
Legal Lot Number	141
Jurisdiction	HAMILTON OH
Township / Civil Division	MOUNT HEALTHY
Census Block Group	2
Census Block	2010
Census Tract	21702

Owner

Source: Hamilton County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7256 BERNARD AVE, CINCINNATI, OH 45231-5514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 31, 2020	Warranty Deed, Transfer · FHA Mortgage LIBERTY HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2026 · Amount on Record
Deed Sale	Jul 20, 2026 · Amount on Record
Prior Sale	Aug 31, 2020 · Amount on Record
Deed Document Number	202658281
Deed Book / Page	15710 / 705
Prior Transfer Date	Aug 5, 1994
Prior Transfer Doc	0000140330
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 20, 2026
Property Address	7256 BERNARD AVE, CINCINNATI, OH 45231-5514
Document Number	0000058281
Book / Page	15710 / 705
Instrument Date	Jul 2, 2026
Instrument	202658281
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,188.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7256 BERNARD AVE, CINCINNATI, OH 45231-5514

Mortgage

Document Number	0000058282,
Date	Jul 20, 2026
Instrument	202658282

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 31, 2020
Property Address	7256 BERNARD AVE, CINCINNATI, OH 45231-5514
Document Number	0000087169
Book / Page	014243 / 000400
Instrument Date	Aug 11, 2020
Instrument	87169
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	MATTINGLY FORD TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7256 BERNARD AVE CINCINNATI OH 452315514, CINCINNATI, OH 45231-5514

Mortgage

Document Number	87170
Date	Aug 31, 2020
Book Page	014243/000402
Instrument	87170

Lender

Name	LIBERTY HM MTG
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Mount Healthy City
Unified School District	Mount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,924.00 (+0.52%)	$36,750 (-) Land $7,203 Building $29,547	$105,000 (-) Land $20,580 Building $84,420
2024	$1,914.00 (-0.83%)	$36,750 (-) Land $7,203 Building $29,547
2023	$1,930.00 (+17.9%)	$36,750 (+64.7%) Land $7,203 Building $29,547	$105,000 (+64.71%) Land $20,580 Building $84,420
2022	$1,637.00 Homeowner's exemption	$22,313 Land $5,814 Building $16,499
2020			$63,750 Land $16,610 Building $47,140

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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