1. Home
  2. Florida
  3. Santa Rosa County
  4. Navarre
  5. Reef St

7252 Reef St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 7252 Reef St, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,826 sqft · built 2020
Lot Size0.459 acres (19,994 sqft)
Owner2 Individual Names on Record
Last Sale$865,000 (May 2025)
Tax Bill$5,895 (2025)
Deeds & MortgagesDec 2023 Sale
Oct 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN18-2S-26-1920-16400-0030

Property Details

APN / Parcel Number

Primary APN18-2S-26-1920-16400-0030
Alternative APN
  • S262181920164000030

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,826 sqft Living Area
Gross Area3,963 sqft
1st Floor Area2,826 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area19,994 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeAttached
Garage Area755 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area432 sqft
Shed1 Shed
Shed Area1 sqft
Gazebo1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address7252 REEF ST
CityNAVARRE
StateFL
Zip32566-8787
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 3 BLK 164 HOLLEY BY THE SEA AS DES IN OR 4610 PG 1565
Legal Range26W
Legal Township2S
Legal Section18
Legal SubdivisionHOLLEY SEA/1ST AMD
Legal Block164
Legal Lot Number3
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1011
Census Tract10822

Owner

Source: Santa Rosa County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11552 TOWNSHIP RD UNIT 259, 259, MILLERSBURG, OH 44654
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2023Warranty Deed, Transfer
EMERALD COAST TITLE INC - GULF BREEZE, EMERALD COAST TTL INC GULF B
Oct 7, 2021Deed of Trust, Mortgage · VA Mortgage
BROKER SOLUTIONS INC
Aug 27, 2021Deed of Trust, Mortgage · VA Mortgage
BROKER SOLUTIONS INC
Mar 13, 2020Deed of Trust, Mortgage · Construction Mortgage
WHITNEY BANK
Dec 1, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
Oct 15, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2025 · Amount on Record
Deed SaleMay 1, 2025 · Amount on Record
Prior SaleDec 28, 2023 · Amount on Record
Deed Document Number202519226
Deed Book / Page4610 / 1565
Prior Transfer DateNov 24, 2014
Prior Transfer Doc0033940524
Record UpdatedJun 8, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 28, 2023
Property Address7252 REEF RD, NAVARRE, FL 32566-8787
Document Number0044620433
Book / Page4462 / 433
Map ReferenceMB B PG 155
Instrument DateDec 22, 2023
Instrument202357306
Transaction TypeTransfer
Record UpdatedFeb 19, 2024
Title CompanyEMERALD COAST TITLE INC - GULF BREEZE, EMERALD COAST TTL INC GULF B

Transaction

AmountAmount Recorded
Tax$5,243.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address125 E WATERFORD DR, SENECA, SC 29672-0757

Transferred To (Grantee/Buyer)

NameVerified Name
Address7252 REEF RD, NAVARRE, FL 32566-8787

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address7252 REEF RD, NAVARRE, FL 32566-8787
Transaction TypeMortgage
Record UpdatedAug 10, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address13822 MOONSTONE CANYON DR, RIVERVIEW, FL 33579-3501

Mortgage

Document Number0041900320
DateOct 7, 2021
Book Page4190/320
Instrument202167173
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term182 Months
DueDec 1, 2036

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address7252 REEF RD, NAVARRE, FL 32566-8787
Transaction TypeMortgage
Record UpdatedAug 10, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address13822 MOONSTONE CANYON DR, RIVERVIEW, FL 33579-3501

Mortgage

Document Number0041700144
DateAug 27, 2021
Book Page4170/144
Instrument202157728
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term172 Months
DueDec 1, 2035

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address7252 REEF RD, NAVARRE, FL 32566-8787
Transaction TypeMortgage
Record UpdatedDec 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039281114
DateMar 13, 2020
Book Page3928/1114
Instrument202012340
Lender
NameWHITNEY BANK
TypeBank
AddressPENSACOLA, FL 32502
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 1, 2020
Property Address7252 REEF RD, NAVARRE, FL 32566-8787
Document Number0040360663
Book / Page4036 / 663
Map ReferenceMB B PG 155
Instrument DateNov 30, 2020
Instrument202064354
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 21, 2021
Title CompanyCOTTON LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,283.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8173 E BAY BLVDA, 8173, NAVARRE, FL 32566

Transferred To (Grantee/Buyer)

NameVerified Name
Address7252 REEF RD, NAVARRE, FL 32566-8787

Mortgage

Document Number0004036664
DateDec 1, 2020
Instrument4036/664
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2035

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 15, 2019
Property Address7252 REEF RD, NAVARRE, FL 32566-8787
Document Number0038800373
Book / Page003880 / 000373
Instrument DateOct 10, 2019
Instrument46277
Transaction TypeTransfer
Record UpdatedJan 7, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$455.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8173 E BAY BLVD #A NAVARRE FL 325668977, A, NAVARRE, FL 32566-8977

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,895.00 (+3.79%)$531,585 (+3.29%)$594,550 (+15.52%) Land $75,000 Building $519,550
2024$5,680.00 (+49.99%) Homeowner's exemption$514,660 (+20.68%) Land $75,000 Building $439,660$514,660 (+4.46%) Land $75,000 Building $439,660
2023$3,787.00 (+2.55%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$426,457 (+3%)$492,706 (+6.43%) Land $67,500 Building $425,206
2022$3,693.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$414,036$462,954 Land $63,000 Building $399,954

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 227 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies227 in force
Nearby Flood Claims5 (2004–2021)
Claims Outside the SFHA3 of 5
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

Nearby Properties on Reef St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures