7251 Rue Michael, La Jolla, CA 92037 Property Records

San Diego County property record for 7251 Rue Michael, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,676 sqft · built 1974
Lot Size	0.475 acres (20,700 sqft)
Owner	Individual Name on Record
Last Sale	$2,200,000 (Dec 2018)
Tax Bill	$31,264 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2018 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`352-343-01-00`

Property Details

APN / Parcel Number

Primary APN	`352-343-01-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,676 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	20,700 sqft (0.475 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7251 RUE MICHAEL
City	LA JOLLA
State	CA
Zip	92037-3913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LJSPD-SF
Legal Description	LOT 43 TR 003926
Legal Subdivision	CHATEAU VILLE
Legal Tract	003926
Legal Block	2
Legal Lot Number	43
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2014
Census Tract	8303

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7251 RUE MICHAEL, LA JOLLA, CA 92037-3913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 18, 2018	Grant Deed, Transfer SYNERGY ONE LNDG
May 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 22, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE
Aug 21, 2017	Intrafamily Transfer, Transfer · ARM BOFI FEDERAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2018 · Amount on Record
Deed Sale	Dec 18, 2018 · Amount on Record
Prior Sale	Sep 22, 2017 · Amount on Record
Deed Document Number	2018518564
Prior Transfer Date	Apr 25, 2018
Prior Transfer Doc	0000187102
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7251 RUE MICHAEL, LA JOLLA, CA 92037-3913
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7251 RUE MICHAEL, LA JOLLA, CA 92037-3913

Mortgage

Document Number	0000111484
Date	Feb 12, 2021
Instrument	2021-0111484

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 18, 2018
Property Address	7251 RUE MICHAEL, LA JOLLA, CA 92037-3913
Document Number	0000518564
Instrument Date	Dec 5, 2018
Instrument	518564
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,420.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8909 GREENSBORO LN LAS VEGAS NV 891340503, LAS VEGAS, NV 89134-0503

Mortgage

Document Number	518565
Date	Dec 18, 2018
Instrument	518565

Lender

Name	SYNERGY ONE LNDG
Address	3131 CAMINO DEL RIO N # 190, SAN DIEGO, CA 92108-5702

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 9, 2018
Property Address	7251 RUE MICHAEL, LA JOLLA, CA 92037-3913
Document Number	0000187102
Instrument Date	Apr 25, 2018
Instrument	187102
Transaction Type	Transfer
Record Updated	May 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1529 CHAMPION HILLS LN LAS VEGAS NV 891346326, LAS VEGAS, NV 89134-6326

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 22, 2017
Property Address	7251 RUE MICHAEL, LA JOLLA, CA 92037-3913
Document Number	0000434990
Instrument Date	Sep 19, 2017
Instrument	434990
Transaction Type	Transfer
Record Updated	Sep 29, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$2,062.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1529 CHAMPION HILLS LN LAS VEGAS NV 891346326, LAS VEGAS, NV 89134-6326

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 21, 2017
Property Address	7251 RUE MICHAEL, LA JOLLA, CA 92037-3913
Document Number	0000379833
Map Reference	MAP3926
Instrument Date	Aug 3, 2017
Instrument	2017-0379833
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7251 RUE MICHAEL, LA JOLLA, CA 92037-3913

Mortgage

Document Number	0000379834
Date	Aug 21, 2017
Instrument	2017-0379834

Lender

Name	BOFI FEDERAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Sep 1, 2022
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	11.5%
Index	1-Year LIBOR
Max Rate	11.5%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,503,217 (+2%) Land $2,082,224 Building $420,993
2025	$31,264.00 (+8.06%)	$2,454,136 (+4.04%) Land $2,041,397 Building $412,739
2023	$28,931.00 (+2.73%)	$2,358,841 Land $1,962,128 Building $396,713
2022	$28,162.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	11 (1978–2019)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Dec 2019 · other causes
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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