7250 Darby Downs, Unit C, Elkridge, MD 21075 Property Records

Howard County property record for 7250 Darby Downs, Unit C, Elkridge, MD 21075

Property Summary

Property TypeCondominium
Details2 ba · 1,400 sqft · built 2007
Lot Size0.265 acres (11,552 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (May 2026)
Tax Bill$4,218 (2026)
Deeds & MortgagesMay 2026 Sale & Mortgage
Nov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-315781

Property Details

APN / Parcel Number

Primary APN01-315781
Alternative APN
  • 315781

Interior

Full Baths2 Baths
Building Area1,400 sqft Total Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleCondo/Apartment
Lot Area11,552 sqft (0.265 acres)

Location & Zoning

Account Number315781
Street Address7250 DARBY DOWNS, C
CityELKRIDGE
StateMD
Zip21075-5433
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeCACLI
Legal DescriptionLAND UT 13 11552 SQ' 7250 DARBY DOWNS UN C ELKRIDGE CROSSING CONDO
Legal SubdivisionELKRIDGE XING CONDO ASSN I INC
JurisdictionHOWARD MD
Township / Civil Division1, ELKRIDGE
Census Block Group2
Census Block2012
Census Tract601205

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7250 DARBY DOWNS, C, ELKRIDGE, MD 21075-5433
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Deed, Transfer · Conventional Mortgage
DIRECT MORTGAGE LOAN
Nov 3, 2022Deed, Transfer · Conventional Mortgage
MERIDIAN BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2026 · Amount on Record
Deed SaleMay 21, 2026 · Amount on Record
Prior SaleNov 3, 2022 · Amount on Record
Deed Book / Page23247 / 6
Record UpdatedOct 29, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionHOWARD MD
Recording DateMay 21, 2026
Document Number2324000006
Book / Page23247 / 6
Instrument DateMay 11, 2026
Transaction TypeTransfer
Record UpdatedJun 3, 2026
Title CompanyLAKESIDE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$328,250.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner

Mortgage

Document Number2324000013,
DateMay 21, 2026
Book Page23247/13
Lender
NameDIRECT MORTGAGE LOAN
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionHOWARD MD
Recording DateNov 3, 2022
Property Address7250 DARBY DOWNS UNIT C, C, ELKRIDGE, MD 21075-5433
Document Number0217850061
Book / Page21785 / 61
Map ReferencePL 19728-19731
Instrument DateOct 28, 2022
Transaction TypeTransfer
Record UpdatedNov 16, 2022
Title CompanyATLAND TITLE GROUP LIMITED, MARYLAND TITLE GROUP LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,525.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7250 DARBY DOWNS UNIT C, C, ELKRIDGE, MD 21075-5433

Mortgage

Document Number0002178566
DateNov 3, 2022
Instrument21785/66
Lender
NameMERIDIAN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,218.00 (+7.16%)$289,800 (+6.88%) Land $86,900 Building $202,900$289,800 (-) Land $86,900 Building $202,900
2025$3,936.00 (+7.34%)$271,133 (+15.97%)$289,800 (+23.95%) Land $86,900 Building $202,900
2024$3,667.00 (+43.13%)
2023$233,800 Land $70,100 Building $163,700$233,800 Land $70,100 Building $163,700
2022$2,562.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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