725 White St, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 725 White St, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Lot Size	0.954 acres (41,569 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Jun 2022)
Tax Bill	$3,544 (2025)
Deeds & Mortgages	Dec 2008 Line of Credit Feb 2014 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-28-253-042`

Property Details

APN / Parcel Number

Primary APN	`07-28-253-042`

Exterior

Lot Area	41,569 sqft (0.954 acres)

Location & Zoning

Street Address	725 WHITE ST
City	MOUNT VERNON
State	IL
Zip	62864-5053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTWOODS SUB LTS 3, 4 & 5
Legal Subdivision	EASTWOODS SUB
Legal Lot Number	3-5
Jurisdiction	JEFFERSON IL
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2011
Census Tract	50800

Owner

725 White St is owned and occupied by two individuals who acquired it in March 2026.

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	725 WHITE ST, MOUNT VERNON, IL 62864-5053
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2008	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Feb 19, 2014	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST BANK OF THE HEARTLAND
Jun 27, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BANTERRA BANK
Jun 27, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BANTERRA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2022 · Amount on File
Deed Sale	Jun 28, 2022 · Amount on File
Deed Document Number	20222674
Last Transfer Date	Mar 25, 2026
Transfer Doc	0000001167
Record Updated	Oct 29, 2026

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	725 WHITE ST, MOUNT VERNON, IL 62864-5053
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200807712
Date	Dec 31, 2008
Instrument	200807712

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Nov 26, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	725 WHITE ST, MOUNT VERNON, IL 62864-5053
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201400655
Date	Feb 19, 2014
Instrument	201400655

Lender

Name	COMMUNITY FIRST BANK OF THE HEARTLAND
Type	Bank
Address	MOUNT VERNON, IL 62864

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 12, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Jun 27, 2022
Property Address	725 WHITE ST, MOUNT VERNON, IL 62864-5053
Document Number	0202202674
Instrument Date	Jun 24, 2022
Instrument	202202674
Transaction Type	Transfer
Record Updated	Jul 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 WHITE ST, MOUNT VERNON, IL 62864-5053

Mortgage

Document Number	0202202675
Date	Jun 28, 2022
Instrument	202202675

Lender

Name	BANTERRA BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Jun 27, 2022
Property Address	725 WHITE ST, MOUNT VERNON, IL 62864-5053
Document Number	0202202674
Instrument Date	Jun 24, 2022
Instrument	202202674
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 WHITE ST, MOUNT VERNON, IL 62864-5053

Mortgage

Document Number	0202202675
Date	Jun 27, 2022
Instrument	202202675

Lender

Name	BANTERRA BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 725 White St was $3,544 with a homeowner's exemption, up 2.8% from the year before.

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Mount Vernon Township
Municipality	Mount Vernon City
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)
Elementary School District	Summersville School District 79 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,544.00 (+2.81%) Homeowner's exemption	$56,139 (+8%) Land $11,054 Building $45,085	$168,417 (+8%) Land $33,162 Building $135,255
2024	$3,447.00	$51,980 Land $10,235 Building $41,745	$155,940 Land $30,705 Building $125,235
2022		$42,095 Land $8,289 Building $33,806	$126,285 Land $24,867 Building $101,418
2021	$3,645.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 725 White St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 725 White St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010
Water Source	Purchased surface water from MOUNT VERNON
Last State Inspection	May 2023
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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