725 W Union Ave, Modesto, CA 95356 Property Records

Stanislaus County property record for 725 W Union Ave, Modesto, CA 95356

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,730 sqft · built 1986
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$256,500 (Nov 2014)
Tax Bill	$5,078 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-036-026-000`

Property Details

APN / Parcel Number

Primary APN	`055-036-026-000`
Alternative APNs	`0553626000` `0553626`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,730 sqft Living Area
1st Floor Area	1,730 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Lot Area	7,841 sqft (0.18 acres)
View / Lot	Traffic
Parking Spaces	2 Parking Spaces
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	725 W UNION AVE
City	MODESTO
State	CA
Zip	95356-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP F1 60
Legal Subdivision	BLOOMFIELD 03
Legal Block	4
Legal Lot Number	11
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	4
Census Block	4006
Census Tract	506

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	725 W UNION AVE, MODESTO, CA 95356-1305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Sep 19, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Apr 26, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2014 · Amount on Record
Deed Sale	Nov 26, 2014 · Amount on Record
Prior Sale	Jul 1, 2014 · Amount on Record
Deed Document Number	201478827
Prior Transfer Date	Apr 1, 2014
Prior Transfer Doc	0000020573
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Recording Date	Jul 27, 2026
Property Address	725 W UNION AVE, MODESTO, CA 95356-1305
Document Number	0000040926
Instrument Date	Jun 1, 2026
Instrument	202640926
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	725 W UNION AVE, MODESTO, CA 95356-1305

Mortgage

Document Number	0000040926,
Date	Jul 27, 2026
Instrument	202640926

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	229 Months
Due	Aug 1, 2045

Interest

Rate	6.3%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	725 W UNION AVE, MODESTO, CA 95356-1305
Transaction Type	Mortgage
Record Updated	Sep 29, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 W UNION AVE, MODESTO, CA 95356-1305

Mortgage

Document Number	0000044096
Date	Sep 19, 2023
Instrument	2023-0044096

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	263 Months
Due	Aug 1, 2045

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	725 W UNION AVE, MODESTO, CA 95356-1305
Transaction Type	Mortgage
Record Updated	May 8, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 W UNION AVE, MODESTO, CA 95356-1305

Mortgage

Document Number	0000018117
Date	Apr 26, 2023
Instrument	2023-0018117

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	268 Months
Due	Aug 1, 2045

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,078.00 (+1.07%)	$314,429 (+2%) Land $75,998 Building $238,431
2025	$5,024.00 (+2.55%)	$308,264 (+4.04%) Land $74,508 Building $233,756
2023	$4,899.00 (+2.79%)	$296,296 Land $71,616 Building $224,680
2022	$4,766.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Ayera Technologies, ezWave.

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