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725 W Central Ave, Winter Haven, FL 33880 Property Records

Polk County property record for 725 W Central Ave, Winter Haven, FL 33880 · Last verified August 2026

Property Highlights

Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1923
Square Footage3,898 sqft Living Area
Lot Size12,833 sqft (0.295 acres)
Garage700 sqft
Last Sale$589,500 (2025)
Tax Bill$4,592.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-28-29-632000-003160
Alternative APNs
  • 292826632000003160
  • 92826000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area3,898 sqft Living Area
1st Floor1,949 sqft 1st Floor
Upper Floors1,249 sqft Upper Floors
Stories2 Stories
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionFlat Roof Construction
Roof MaterialRoll Tar & Gravel Roof
Lot Area12,833 sqft (0.295 acres)
Garage Area700 sqft Garage
Total Buildings2 Total Buildings
Porch Area826 sqft Porch

Location & Zoning

Street Address725 W CENTRAL AVE
CityWINTER HAVEN
StateFL
Zip33880-2823
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionLAKE ADD DB Q PG 529 BLK 3 LOTS 16 & 17
Legal Range26E
Legal Township28S
Legal Section29
Legal SubdivisionLAKE ADDITION
Legal Tract632000
Legal Block3
Legal Lot Number16,17
JurisdictionPOLK FL
Minor Civil DivisionWINTER HAVEN-AUBURNDALE
Census Blockgroup3
Census Block3002
Census Tract13701

Owner

Source: Polk County records · APN 26-28-29-632000-003160

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1911 SABAL PALM DR, 101, DAVIE, FL 33324-5950
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingMarried Man as his Sole and Separate Property

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2025Warranty Deed, Transfer · Conventional Mortgage
CHANGE LENDING LLC
Dec 20, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 21, 2025 · Amount on Record
Deed SaleNov 21, 2025 · Amount on Record
Prior SaleSep 14, 2012 · Amount on Record
Deed Doc Number2025276018
Deed Book / Page13786 / 1694
Prior Transfer DateDec 13, 2018
Prior Transfer Doc0000262913
Record RefreshedSep 20, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 21, 2025
Property Address725 W CENTRAL AVE, WINTER HAVEN, FL 33880-2823
Document Number0000276018
Book / Page13786 / 1694
Map ReferenceMB Q PG 529
Instrument DateNov 07, 2025
Instrument2025276018
Transaction TypeTransfer
Record UpdatedDec 09, 2025
Title CompanyALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,126.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2800 W LAKE ELOISE DR, WINTER HAVEN, FL 33884-1937

Transferred To (Grantee/Buyer)

NameVerified Name
Address1911 SABAL PALM DR APT 101, 101, DAVIE, FL 33324-5950

Mortgage

Document Number0137861696
DateNov 21, 2025
Instrument13786/1696
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateDec 20, 2018
Property Address725 W CENTRAL AVE, WINTER HAVEN, FL 33880-2823
Document Number0107021975
Book / Page010702 / 001975
Instrument DateDec 13, 2018
Instrument262913
Transaction TypeTransfer
Record UpdatedJan 08, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address72 RYANN NICOLE CT WINTER HAVEN FL 338843061, WINTER HAVEN, FL 33884-3061

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,592.00 (+2.07%)$241,415 (-1.59%) Land $37,000 Building $204,415$241,415 (-1.59%) Land $37,000 Building $204,415
2024$4,499.00 (+5.73%)$245,304 (-0.11%) Land $37,000 Building $208,304$245,304 (-0.11%) Land $37,000 Building $208,304
2023$4,255.00 (+12.06%)$245,576 (+20.68%) Land $36,000 Building $209,576$245,576 (+20.68%) Land $36,000 Building $209,576
2022$3,797.00$203,496 Land $30,000 Building $173,496$203,496 Land $30,000 Building $173,496

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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