Duval County property record for 725 Vecuna Rd, Atlantic Beach, FL 32233
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,455 sqft · built 1961 |
| Lot Size | 0.176 acres (7,677 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $38,000 (Mar 1999) |
| Tax Bill | $1,044 (2025) |
| Deeds & Mortgages | Feb 2021 Reverse Mortgage Nov 2019 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 171321-0000 |
| Primary APN | 171321-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,455 sqft Living Area |
| Gross Area | 1,490 sqft |
| 1st Floor Area | 1,077 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,677 sqft (0.176 acres) |
| Lot Dimensions | 93 ft deep x 80 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 725 VECUNA RD |
|---|---|
| City | ATLANTIC BEACH |
| State | FL |
| Zip | 32233-3929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARS-1 |
| Legal Description | 31-1 17-2S-29E ROYAL PALMS UNIT 2 A LOT 3 BLOCK 14 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | ROYAL PALMS UNIT 02A |
| Legal Block | 14 |
| Legal Lot Number | 3 |
| Legal Unit | 2 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 13902 |
Source: Duval County assessment roll, APN 171321-0000, as of June 3, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 725 VECUNA RD, ATLANTIC BEACH, FL 32233-3929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Reverse Mortgage TRADITIONAL MORTGAGE ACCEPTANCE CORP |
| Nov 05, 2019 | Deed of Trust, Mortgage · Reverse Mortgage MAGNOLIA BANK |
| Oct 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 30, 1999 · Amount on Record |
| Deed Sale | Mar 30, 1999 · Amount on Record |
| Deed Document Number | 199977661 |
| Deed Book / Page | 9243 / 1861 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 725 VECUNA RD, ATLANTIC BEACH, FL 32233-3929 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 725 VECUNA RD, ATLANTIC BEACH, FL 32233-3929 |
| Document Number | 0195990938 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 19599/938 |
| Instrument | 2021047921 |
| Name | TRADITIONAL MORTGAGE ACCEPTANCE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BELLEVUE, WA 98004 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 928 Months |
| Due | Jun 07, 2098 |
| Rate | 2.32% |
|---|---|
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 7.32% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 725 VECUNA RD, ATLANTIC BEACH, FL 32233-3929 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0189921582 |
|---|---|
| Date | Nov 05, 2019 |
| Book Page | 18992/1582 |
| Instrument | 2019254885 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELLSVILLE, KY 42718 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 943 Months |
| Due | Jun 07, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Nov 01, 2020 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 725 VECUNA RD, ATLANTIC BEACH, FL 32233-3929 |
| Document Number | 0189921596 |
| Instrument Date | Oct 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 725 VECUNA RD JACKSONVILLE FL 322333929, JACKSONVILLE, FL 32233-3929 |
| Document Number | 0189921596 |
|---|---|
| Date | Nov 05, 2019 |
| Book Page | 018992/001596 |
| Instrument | 254886 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 948 Months |
| Due | Nov 04, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.36% |
Source: Duval County assessment roll as of June 3, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Atlantic Beach City |
| County | Duval County |
| Unified School District | Duval County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,704 (+2.7%) | $419,322 (+0.84%) Land $304,883 Building $114,439 | |
| 2025 | $1,044.00 (+12.26%) Homeowner's exemption | $101,952 (+11.34%) | $415,837 (+27.71%) Land $300,000 Building $115,837 |
| 2024 | $930.00 (+4.73%) | ||
| 2023 | $888.00 (+12.12%) Homeowner's exemption | $91,565 (+3%) | $325,610 (+16.75%) Land $225,000 Building $100,610 |
| 2022 | $792.00 Homeowner's exemption | $88,899 | $278,892 Land $175,000 Building $103,892 |
Source: FEMA National Flood Hazard Layer, Duval County (12031C), as of June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120310139022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 110 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 110 in force |
| Nearby Flood Claims | 28 (1993–2024) |
| Claims Outside the SFHA | 13 of 28 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 597 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Intermediate Holdings Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system FL2160200, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ATLANTIC BEACH WATER SYSTEM serves 23,503 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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