725 Thurlow Ct, Bel Air, MD 21014 Property Records

Harford County property record for 725 Thurlow Ct, Bel Air, MD 21014

Property Summary

Property TypeTownhouse
Details3 ba · 1,694 sqft · built 2019
Lot Size0.05 acres (2,160 sqft)
Owner2 Individual Names on File
Last Sale$351,305 (Aug 2019)
Tax Bill$3,843 (2026)
Deeds & MortgagesSep 2022 Mortgage
Jan 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN03-400543

Property Details

APN / Parcel Number

Primary APN03-400543
Alternative APN
  • 400543

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,694 sqft Total Area
Basement Area640 sqft
Finished Basement640 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,160 sqft (0.05 acres)
Garage TypeBasement
Garage Area200 sqft
Parking Spaces1 Parking Space
Deck Area128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number400543
Street Address725 THURLOW CT
CityBEL AIR
StateMD
Zip21014-4610
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR2
Legal DescriptionLOT 28 2160 SF 725 THURLOW COURT TOWNES BYNUM RUN 206/75
Legal SubdivisionTHURLOW COURT TOWNES BYNUM RUN
Legal Lot Number28
JurisdictionHARFORD MD
Township / Civil Division3, BEL AIR
Census Block Group3
Census Block3007
Census Tract303803

Owner

725 Thurlow Ct, a townhouse, is owned and occupied by two individuals who acquired it in April 2022.

Source: Harford County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address725 THURLOW CT, BEL AIR, MD 21014-4610
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2022Deed of Trust, Mortgage · Unknown
STATE EMPLOYEES CU OF MARYLAND INC
Jan 7, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
May 23, 2022Intrafamily Transfer, Transfer
Aug 19, 2019Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC
Apr 1, 2019Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2019 · Amount on File
Deed SaleAug 19, 2019 · Amount on File
Prior SaleApr 1, 2019 · Amount on File
Deed Book / Page13401 / 190
Last Transfer DateApr 19, 2022
Transfer Doc0155240214
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address725 THURLOW CT, BEL AIR, MD 21014-4610
Transaction TypeMortgage
Record UpdatedOct 6, 2022
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0156870408
DateSep 29, 2022
Book Page15687/408
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeUnknown
AmountAmount on Record
Term361 Months
DueOct 1, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address725 THURLOW CT, BEL AIR, MD 21014-4610
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0143880321
DateJan 7, 2021
Book Page14388/321
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARFORD MD
Recording DateMay 23, 2022
Property Address725 THURLOW CT, BEL AIR, MD 21014-4610
Document Number0155240214
Book / Page15524 / 214
Map ReferenceMB JJR 206 FO 75
Instrument DateApr 19, 2022
Transaction TypeTransfer
Record UpdatedMay 31, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address725 THU OW COURT, BEL AIR, MD 21014

August 2019: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateAug 19, 2019
Property Address725 THURLOW CT, BEL AIR, MD 21014-4610
Document Number0134010190
Book / Page13401 / 0190
Map ReferenceMB JJR206 FO 75
Instrument DateJul 19, 2019
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address8007 CORPORATE DR, 8007, NOTTINGHAM, MD 21236-4905

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address725 THURLOW COURT, BEL AIR, MD 21014-4610

Mortgage

Document Number0013401196
DateAug 19, 2019
Instrument13401/196
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2049

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateApr 1, 2019
Property Address725 THURLOW CT, BEL AIR, MD 21014-4610
Document Number0132070323
Book / Page013207 / 000323
Instrument DateMar 26, 2019
Transaction TypeTransfer
Record UpdatedApr 20, 2019
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount on Record
Tax$760.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7540 N MARKET ST FREDERICK MD 217014307, FREDERICK, MD 21701-4307
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 725 Thurlow Ct was $3,843, up 8.3% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
MunicipalityBel Air Town
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,843.00 (+8.25%)$403,133 (+3.18%)$428,000 (+9.55%) Land $90,000 Building $338,000
2025$3,550.00$390,700 Land $90,000 Building $300,700$390,700 Land $90,000 Building $300,700
2023$354,233$390,700 Land $90,000 Building $300,700
2022$3,203.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 725 Thurlow Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 725 Thurlow Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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