725 Stone Mill Cir, Murfreesboro, TN 37130 Property Records

Rutherford County property record for 725 Stone Mill Cir, Murfreesboro, TN 37130

Property Summary

Property TypeSingle Family Home
Details3,228 sqft · built 2005
Lot Size0.28 acres (12,165 sqft)
OwnerIndividual Name on Record
Last Sale$397,900 (Jun 2016)
Tax Bill$4,068 (2025)
Deeds & MortgagesDec 2020 Mortgage
Aug 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN068A-D-052.00-000

Property Details

APN / Parcel Number

Primary APN068A-D-052.00-000
Alternative APNs
  • 068A D 05200
  • R0086802

Interior

Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area3,228 sqft Living Area
1st Floor Area5,324 sqft
Upper Floors Area1,132 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2014
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialGravel
Lot Area12,165 sqft (0.28 acres)
Lot Dimensions135 ft deep x 89 ft wide
Garage TypeAttached
Garage Area992 sqft
DrivewayDriveway
PorchSlab
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account NumberR0086802
Street Address725 STONE MILL CIR
CityMURFREESBORO
StateTN
Zip37130-1490
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 16 THE RESERVE SEC 1 PB 28 PG 188 89 X 135 IRR
Legal SubdivisionTHE RESERVE SEC 1
Legal Lot Number16
JurisdictionRUTHERFORD TN
Township / Civil Division15
Census Block Group1
Census Block1006
Census Tract41104

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address725 STONE MILL CIR, MURFREESBORO, TN 37130-1490
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST COMMUNITY MORTGAGE INC
Aug 25, 2021Deed of Trust, Mortgage · Line of Credit
ASCEND FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 2016 · Amount on Record
Deed SaleJun 2, 2016 · Amount on Record
Prior SaleJul 28, 2008 · Amount on Record
Deed Book / Page1471 / 1293
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD TN
Property Address725 STONE MILL CIR, MURFREESBORO, TN 37130-1490
Transaction TypeMortgage
Record UpdatedNov 25, 2021
Title CompanyPREMIER LAND TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20132589
DateDec 23, 2020
Book Page2013/2589
Instrument2328470
Lender
NameFIRST COMMUNITY MORTGAGE INC
TypeMortgage Company
AddressMURFREESBORO, TN 37129
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD TN
Property Address725 STONE MILL CIR, MURFREESBORO, TN 37130-1490
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number21303376
DateAug 25, 2021
Book Page2130/3376
Instrument2385996
Lender
NameASCEND FCU
TypeCredit Union
AddressTULLAHOMA, TN 37388
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 20, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRutherford County
MunicipalityMurfreesboro City
Elementary School DistrictMurfreesboro City School District (PK - 06)
Secondary School DistrictRutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$175,975 (+22.4%) Land $45,000 Building $130,975$703,900 (+22.4%) Land $180,000 Building $523,900
2025$4,068.00$143,775 (-) Land $23,750 Building $120,025
2023$4,068.00$143,775 Land $23,750 Building $120,025$575,100 (-) Land $95,000 Building $480,100
2022$575,100 Land $95,000 Building $480,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMURFREESBORO WATER DEPARTMENT
serves 114,331 people · EPA ID TN0000491
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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