725 Southgate Ct, Oceanside, CA 92057 Property Records

San Diego County property record for 725 Southgate Ct, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,545 sqft · built 1991
Lot Size	0.237 acres (10,315 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Sep 2003)
Tax Bill	$8,177 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`157-800-32-00`

Property Details

APN / Parcel Number

Primary APN	`157-800-32-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,545 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	10,315 sqft (0.237 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	725 SOUTHGATE CT
City	OCEANSIDE
State	CA
Zip	92057-6357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 TR 012449
Legal Subdivision	OCEANSIDE TERRACE
Legal Tract	012449
Legal Block	1
Legal Lot Number	32
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18525

Owner

Source: San Diego County records · APN 157-800-32-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	725 SOUTHGATE CT, OCEANSIDE, CA 92057-6357
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 08, 2003 · Amount on Record
Deed Sale	Sep 08, 2003 · Amount on Record
Prior Sale	Mar 14, 1994 · Amount on Record
Deed Document Number	20031095852
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	725 SOUTHGATE CT, OCEANSIDE, CA 92057-6357
Document Number	0000405401
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 04, 2020
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FED'L TITLE/CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	725 SOUTHGATE CT OCEANSIDE CA 920576357, OCEANSIDE, CA 92057-6357

Mortgage

Document Number	0000405401
Date	Jul 27, 2020
Instrument	405401

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$733,724 (+2%) Land $319,038 Building $414,686
2025	$8,177.00 (+8.64%)	$719,338 (+4.04%) Land $312,783 Building $406,555
2023	$7,527.00 (+0.25%)	$691,407 Land $300,638 Building $390,769
2022	$7,508.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.