725 Smitherman Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 725 Smitherman Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,759 sqft · built 1983
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$313,000 (Feb 2026)
Tax Bill	$2,297 (2025)
Deeds & Mortgages	Nov 2021 Second Mortgage Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0037E025000`

Property Details

APN / Parcel Number

Primary APN	`0037E025000`
Alternative APNs	`0037E025` `18200`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,759 sqft Heated Area
1st Floor Area	1,687 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	165 ft deep x 130 ft wide
Porch	Patio
Porch Area	540 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18200
Street Address	725 SMITHERMAN RD
City	RINGGOLD
State	GA
Zip	30736-7336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PT LOT 167 HICKORY HILLS
Legal Subdivision	HICKORY HILLS
Legal Lot Number	167
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3008
Census Tract	30201

Owner

725 Smitherman Rd is owned and occupied by two individuals who bought it in February 2026.

Source: Catoosa County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	725 SMITHERMAN RD, RINGGOLD, GA 30736-7336
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TENNESSEE VALLEY FEDERAL CREDIT UNION
Mar 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FEDERAL CREDIT UNION
Feb 26, 2026	Warranty Deed, Transfer LOAN DEPOT COM
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG
Jun 28, 2018	Grant Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2026 · Amount on File
Deed Sale	Feb 26, 2026 · Amount on File
Prior Sale	Jun 26, 2018 · Amount on File
Deed Document Number	20261286
Deed Book / Page	2434 / 389
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	725 SMITHERMAN RD, RINGGOLD, GA 30736-7336
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 SMITHERMAN RD, RINGGOLD, GA 30736-7336

Mortgage

Document Number	0021870000000119
Date	Nov 29, 2021
Book Page	0000002187/0000000119
Instrument	011651

Lender

Name	TENNESSEE VALLEY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2031

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	725 SMITHERMAN RD, RINGGOLD, GA 30736-7336
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 SMITHERMAN RD, RINGGOLD, GA 30736-7336

Mortgage

Document Number	0023200000000344
Date	Mar 29, 2024
Book Page	0000002320/0000000344

Lender

Name	TENNESSEE VALLEY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2039

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Feb 26, 2026
Property Address	725 SMITHERMAN RD, RINGGOLD, GA 30736-7336
Document Number	0024340389
Book / Page	2434 / 389
Instrument Date	Feb 26, 2026
Instrument	2026001286
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.13
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 SMITHERMAN RD, RINGGOLD, GA 30736-7336

Mortgage

Document Number	D2026001287
Date	Feb 26, 2026
Instrument	D2026001287

Lender

Name	LOAN DEPOT COM

Agreement

Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2056

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	725 SMITHERMAN RD, RINGGOLD, GA 30736-7336
Document Number	0020950328
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	725 SMITHERMAN RD RINGGOLD GA 307367336, RINGGOLD, GA 30736-7336

Mortgage

Document Number	0020950328
Date	Nov 24, 2020
Book Page	002095/000328
Instrument	9820

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CATOOSA GA
Recording Date	Jun 28, 2018
Property Address	725 SMITHERMAN RD, RINGGOLD, GA 30736-7336
Document Number	0019420568
Book / Page	001942 / 000568
Instrument Date	Jun 26, 2018
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	BATTLEFIELD TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	725 SMITHERMAN RD RINGGOLD GA 307367336, RINGGOLD, GA 30736-7336

Mortgage

Document Number	19420571
Date	Jun 28, 2018
Book Page	001942/000571

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 725 Smitherman Rd was $2,297.

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,297.00	$120,998 Land $14,000 Building $106,998	$302,495 Land $35,000 Building $267,495
2023	$1,996.00 (+21.41%)	$89,160 Land $12,660 Building $76,500	$222,900 Land $31,650 Building $191,250
2022	$1,644.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 725 Smitherman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 725 Smitherman Rd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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